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见附件。 附件：粤港澳大湾区外汇改革试点政策——自贸区外汇业务试点 2020-10-22/guangdong/2020/1022/1864.html
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2020-10-22http://www.gov.cn/xinwen/2020-10/21/content_5553119.htm
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2020-10-22http://www.gov.cn/xinwen/2020-10/21/content_5553079.htm
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国家外汇管理局统计数据显示，2020年9月，银行结汇12341亿元人民币，售汇12071亿元人民币，结售汇顺差269亿元人民币；按美元计值，银行结汇1811亿美元，售汇1771亿美元，结售汇顺差40亿美元。 2020年1-9月，银行累计结汇102496亿元人民币，累计售汇97139亿元人民币，累计结售汇顺差5357亿元人民币；按美元计值，银行累计结汇14663亿美元，累计售汇13901亿美元，累计结售汇顺差762亿美元。 2020年9月，银行代客涉外收入29013亿元人民币，对外付款28114亿元人民币，涉外收付款顺差899亿元人民币。2020年1-9月，银行代客累计涉外收入217010亿元人民币，累计对外付款214411亿元人民币，累计涉外收付款顺差2600亿元人民币。 按美元计值，2020年9月，银行代客涉外收入4257亿美元，对外付款4125亿美元，涉外收付款顺差132亿美元。2020年1-9月，银行代客累计涉外收入31055亿美元，累计对外付款30681亿美元，累计涉外收付款顺差374亿美元。 附：名词解释和相关说明 国际收支是指我国居民与非居民间发生的一切经济交易。 银行结售汇是指银行为客户及其自身办理的结汇和售汇业务，包括远期结售汇履约和期权行权数据，不包括银行间外汇市场交易数据。银行结售汇统计时点为人民币与外汇兑换行为发生时。其中，结汇是指外汇所有者将外汇卖给外汇指定银行，售汇是指外汇指定银行将外汇卖给外汇使用者。结售汇差额是结汇与售汇的轧差数。银行结售汇形成的差额将通过银行在银行间外汇市场买卖平盘，是引起我国外汇储备变化的主要来源之一，但其不等于同期外汇储备的增减额。 银行结售汇不按居民与非居民交易的原则进行统计，且其仅包括银行与客户及其自身之间发生的本外币买卖，即人民币和外汇的兑换交易，不同于国际收支交易的统计范围。 远期结售汇签约是指银行与客户协商签订远期结汇（售汇）合同，约定将来办理结汇（售汇）的外汇币种、金额、汇率和期限；到期外汇收入（支出）发生时，即按照远期结汇（售汇）合同订明的币种、金额、汇率办理结汇（售汇）。远期结售汇业务使得企业可提前锁定未来结汇或售汇的汇率，从而有效规避人民币汇率变动的风险。银行一般会通过银行间外汇市场来对冲远期结售汇业务形成的风险敞口。比如，当银行签订的远期结汇大于远期售汇时，银行一般会将同等金额的外汇提前在银行间外汇市场卖出，反之亦然。因而远期结售汇也是影响我国外汇储备变化的一个因素。 远期结售汇平仓是指客户因真实需求背景发生变更、无法履行资金交割义务，对原交易反向平盘，了结部分或全部远期头寸的行为。 远期结售汇展期是指客户因真实需求背景发生变更，调整原交易交割时间的行为。 本期末远期结售汇累计未到期额是指银行与客户签订的远期结汇和售汇合同在本期末仍未到期的余额；差额是指未到期远期结汇和售汇余额之差。签约额与累计未到期额之间的关系为：本期末远期结售汇累计未到期额=上期末远期结售汇累计未到期额+本期远期结售汇签约额-本期远期结售汇履约额-本期远期结售汇平仓额。 未到期期权Delta净敞口是指银行对客户办理的期权业务在本期末累计未到期合约所隐含的即期汇率风险敞口。银行为管理这部分风险敞口，在期权合约存续期间通常会在外汇市场进行对冲。 银行代客涉外收付款是指境内非银行居民机构和个人（统称非银行部门）通过境内银行与非居民机构和个人之间发生的收付款，不包括现钞收付和银行自身涉外收付款。具体包括：非银行部门和非居民之间通过境内银行发生的跨境收付款（包括外汇和人民币），以及非银行部门和非居民之间通过境内银行发生的境内收付款（暂不包括境内居民个人与境内非居民个人之间发生的人民币收付款），统计时点为客户在境内银行办理涉外收付款时。其中，银行代客涉外收入是指非银行部门通过境内银行从非居民收入的款项，银行代客对外支出是指非银行部门通过境内银行向非居民支付的款项。 银行代客涉外收付款是国际收支统计的组成部分，但其统计原则与国际收支采用的权责发生制原则不同，采用资金收付制原则，且其仅反映境内非银行部门与非居民之间的资金流动状况，不能反映实物交易和银行自身的涉外交易，统计范围小于国际收支统计。 2020-10-23/safe/2020/1023/17387.html
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As shown in the statistics of the State Administration of Foreign Exchange (SAFE), in September 2020, the amount of foreign exchange settlement and sales by banks was RMB 1234.1 billion and RMB 1207.1 billion, respectively, with a surplus of RMB 26.9 billion. In the US dollar terms，the amount of foreign exchange settlement and sales by banks was USD 181.1 billion and USD 177.1 billion, respectively, with a surplus of USD 4.0 billion. During January to September 2020, the accumulative amount of foreign exchange settlement and sales by banks was RMB 10249.6 billion and RMB 9713.9 billion, respectively, with an accumulative surplus of RMB 535.7 billion. In the US dollar terms, the accumulative amount of foreign exchange settlement and sales by banks was USD 1466.3 billion and USD 1390.1 billion, respectively, with an accumulative surplus of USD 76.2 billion. In September 2020, the amount of cross-border receipts and payments by non-banking sectors was RMB 2901.3 billion and RMB 2811.4 billion, respectively, with a surplus of RMB 89.9 billion. During January to September 2020, the accumulative amount of cross-border receipts and payments by non-banking sectors was RMB 21701.0 billion and RMB 21441.1 billion, respectively, with an accumulative surplus of RMB 260.0 billion. In the US dollar terms, in September 2020, the amount of cross-border receipts and payments by non-banking sectors was USD 425.7 billion and USD 412.5 billion, respectively, with a surplus of USD 13.2 billion. During January to September 2020, the accumulative amount of cross-border receipts and payments by non-banking sectors was USD 3105.5 billion and USD 3068.1 billion, respectively, with an accumulative surplus of USD 37.4 billion. Addendum: Glossary and relevant definitions Balance of payments (BOP) refers to all economic transactions between residents and non-residents. Foreign exchange settlement and sales by banks refers to settlement and sale transaction that bank executes for customers and for the banks themselves, including statistic data on settlements of forward contracts for foreign exchange settlement and sales and the exercises of option, and excluding the transactions in the interbank foreign exchange market. The statistic reporting date of Foreign exchange settlement and sales by banks should be the trade day of the Foreign exchange settlement and sales transaction. By definition, foreign exchange settlement means foreign exchange holders sell foreign exchange to designated foreign exchange bank, and foreign exchange sales means designated bank sells foreign exchange to foreign exchange buyers. The net position of foreign exchange settlement and foreign exchange sales could be position squared through transactions on the inter-bank foreign exchange market, and it is one of the major contributors to the country’s foreign exchange reserve fluctuation, though it is not equal to net change in foreign exchange reserves during the same period Unlike the principle of balance-of-payments statistics, which cover the transactions between residents and non-residents, foreign exchange settlement and sales by banks only cover transactions of RMB and foreign currencies between banks and customers or on banks for themselves. The newly signed contract amount of forward foreign exchange settlement and sales refers to the binding forward contract between designated foreign exchange bank and client that predetermines foreign exchange currency, amount, exchange rate and tenor which to be executed upon maturity. The newly signed forward contract enables corporate to lock in advance the exchange rate for the purchase or sale of a currency on a future date to manage relevant foreign exchange risk arising from RMB volatility. In general, bank will hedge its foreign exchange risk exposures arise from the newly signed forward contract in the Interbank foreign exchange market. For example, when bank has net foreign exchange long position, bank will short the equivalent amount of foreign exchange in the Interbank foreign exchange market in advance, or vice versa. Therefore, the newly signed contract amount of forward foreign exchange settlement and sales is also one of contributors to China’s foreign exchange reserve fluctuation. The unwind amount of forward foreign exchange settlement and sales refers to, where client is unable to perform the original forward contract due to change in its real demand, client to fully or partially close its forward position by executing another deal with opposite direction to the original contract. The rolling amount of forward foreign exchange settlement and sales refers to client to adjust the settlement date of original contract due to change in its real demand. The outstanding amount of forward foreign exchange settlement and sales by the end of the current period refers to the total amount of forward contracts accumulated from all non-matured forward contracts with client. The newly signed contract amount and the outstanding amount should satisfy the equation that: the outstanding amount of forward foreign exchange settlement and sales by the end of the current period = the outstanding amount of forward foreign exchange settlement and sales at the end of the previous period + the newly signed contract amount of forward foreign exchange settlement and sales for the period - settlements of forward contracts for foreign exchange settlement and sales for the period - the unwind amount of forward foreign exchange settlement and sales for the period. The net Delta exposure of outstanding options refers to the implied foreign exchange spot risk exposure from outstanding option contracts that bank executed with client. Bank shall hedge such risk in the foreign exchange market for risk management during deal life cycle. The cross-border receipts and payments by non-banking sectors refers to the receipts and payments between domestic non-banking sectors (including institutional and individual residents) and non-residents through domestic banks, excluding receipts and payments in cash. In particular, the statistics includes cross-border receipts and payments between non-banking sectors and non-residents through domestic banks (including RMB and foreign currency), and domestic receipts and payments between non-banking sectors and non-residents through domestic banks (temporarily excluding domestic receipts and payments in RMB between individual residents and non-resident individuals). Data are collected when customers conduct receipts and payments with non-resident counterparties at domestic banks. Specifically, the receipts refer to the capital of non-banking sectors received from non-residents via domestic banks; the payments refer to the capital of non-banking sectors paid to non-residents via domestic banks. The cross-border receipts and payments by non-banking sectors is based on cash basis, different from the accrual basis required by the Balance of Payments Statistics. The statistics merely reflects the cash flows between non-banking sectors and non-residents and does not include barter transactions or transactions with non-residents conducted by the banks themselves. Therefore, the scope of the statistics is narrower than that of the Balance of Payments Statistics. 2020-10-23/en/2020/1023/1763.html
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为深入推动民法典学习宣传和贯彻落实，全面提升外汇干部对民法典及外汇相关法规的认识和依法行政能力，哈密中心支局积极开展了关于《民法典》的学习、宣传活动。 一是组织全体外汇干部集体观看民法典专题讲座，将学习宣传遵守维护民法典作为一项重要政治任务，把民法典学习宣传活动不断引向深入；二是向全体干部推送了《中华人民共和国民法典》全文，不断提高干部学法典、用法典，增强法律知识素养和能力，自觉做到学思用贯通、知信行统一；三是在集中学习的基础上，认真梳理外汇管理、检查执法法律法规制度与民法典可能存在不适应的内容，主动适用民法典颁布以后的行政执法工作；四是通过微信工作群，开展了线上普法宣传活动，及时向辖区外汇指定银行、外资、外贸企业推送了《民法典》全文、民法典视频专题讲座，积极宣传了《民法典》的重要意义、立法目的和主要内容等。 2020-10-19/xinjiang/2020/1019/1048.html
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为全面落实党的十九届四中全会关于完善诚信建设长效机制要求，加强诚信宣传教育，优化营商环境，10月22日，怀化市中心支局组织辖内7家外汇指定银行部门负责人员14人参加“诚信兴商”宣传培训会。 会上，外汇部门负责人就宣传月活动进行动员、培训。一是安排部署辖内银行创新利用宣传资源开展“诚信兴商宣传月”活动，确保宣传活动实效；二是组织银行统一在10月23日开展现场宣传活动，并要求银行通过LED电子屏的方式进行外汇政策的宣传；三是针对最新出台的外汇政策对银行进行现场培训，解读各项外汇管理法律法规，督促银行依法合规经营，筑好诚信营商环境的第一堡垒。 2020-10-22/hunan/2020/1022/1532.html
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近期，为扎实做好“六稳”工作、落实“六保”任务，确保辖区企业等市场主体切实享受外汇改革便利化措施，吐鲁番市中心支局结合不同企业类型和对外贸易投融资情况，对辖内涉汇企业开展了落实外汇管理便利化政策实施情况调研。 调查企业就自身实际经营状况、经营困难，以及外汇管理改革政策和便利化措施在实施过程中企业面临的困难和问题做了积极反馈，同时就业务办理过程中遇到的政策疑惑和提升银行办理外汇业务能力进行了咨询和建议。吐鲁番中心支局结合企业政策疑惑有针对性的宣传了外汇改革政策和便利化措施，及时解答了企业所询问题，并就其存在的困难积极协调银行予以沟通解决，得到了企业好评。 2020-10-20/xinjiang/2020/1020/1049.html
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银行办理货物贸易外汇收支电子单证审核业务需要哪些条件? 答：银行以审核电子单证方式办理货物贸易外汇收支业务，应具备下列条件： （一）上一年度银行外汇业务合规与审慎经营评估为B类及以上（不含B-）；银行未直接参与评估的，应以其上一级参与评估分行的评估等级为准； （二）具有完善的风险防范内控制度； （三）具备接收、储存电子单证的技术平台或手段，且相关技术能够保证传输、储存电子单证的完整性、安全性。 银行应根据风险程度，确定以审核电子单证方式办理货物贸易外汇收支业务的条件和需求，按照展业原则，自主审慎选择进行电子单证审核的企业，确认收支的真实性、合规性。 2020-10-23/tianjin/2020/1023/1522.html
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在哈密外汇局的协调指导下，辖区农行为某小微外贸企业办理择期结汇业务2万美元，实现了外汇衍生交易业务零的突破。 在当前美元汇率持续下行的影响下，企业为了降低汇率损失，与农行约定对20天后可能收到的出口硫化钠合同项下的收汇进行汇率提前锁定，同时因未来收到外汇的时间不定，故选择择期方式进行交割。在当前疫情防控常态化的形势下，外汇局引导金融机构帮助企业规避汇率风险、降低运营成本，有效提升了辖区外汇金融服务水平和质量。 2020-10-22/xinjiang/2020/1022/1050.html