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尊敬的吉宁书记、中国人民银行原行长小川先生、龚正市长，尊敬的王江、功胜、云泽、吴清、海峰同志，尊敬的各位来宾： 大家好！很高兴参加陆家嘴论坛。借此机会，我就坚定推进外汇领域深层次改革和高水平开放，积极服务经济高质量发展，和大家交流几点想法。 4月以来，国际经贸秩序遭受严重冲击，国际金融市场大幅波动。在党中央坚强领导下，我国加大宏观政策逆周期调节力度，有力有效应对外部冲击，外汇市场在复杂严峻形势下运行总体平稳。今年以来，人民币汇率双向波动、弹性增强，人民币对美元汇率升值1.6%，对一篮子货币总体稳定；我国外贸保持较强韧性，经常账户顺差处于合理均衡水平；跨境投资更趋活跃，外资净增持境内债券处于较高水平，近期买入境内股票也有所增多。 未来，我国外汇市场仍有条件保持平稳运行。一是经济运行将延续回升向好态势。我国正加紧实施更加积极有为的宏观政策，把发展的战略立足点更多放在扩大内需、做强国内大循环上，同时培育壮大新质生产力，将有力促进经济稳中向好。近期多个国际组织和投行上调了2025年中国经济增长预期。二是国际收支将保持基本平衡。我国坚持对外开放不动摇，加大稳外贸稳外资政策力度，有序扩大金融市场开放，这些因素有助于促进跨境资金均衡流动。三是外汇市场韧性将持续增强。参与主体更加成熟理性，企业外汇套期保值比例和货物贸易项下人民币跨境收支占比均提升至30%左右，应对汇率波动的能力显著增强。近年来我们也积累了丰富的风险应对经验，虽然外部环境不确定、不稳定因素依然较多，我们有能力有信心保持外汇市场稳健运行，保持人民币汇率在合理均衡水平上的基本稳定，为经济高质量发展营造良好环境！ 女士们，先生们！ 习近平总书记强调，要坚定不移办好自己的事，坚定不移扩大高水平对外开放，以高质量发展的确定性应对外部环境急剧变化的不确定性。我们将统筹发展和安全，坚持深化外汇领域改革开放，推进外汇领域治理体系治理能力现代化，建立健全“更加便利、更加开放、更加安全、更加智慧”的外汇管理体制机制，坚定不移走中国特色金融发展之路，为我国经济高质量发展提供更加有力的外汇支持。 第一，在“更加便利”方面，不断完善“越诚信越便利”的外汇政策体系，积极提升外汇服务实体经济质效。我们将加强外汇管理改革创新，赋予诚信合规主体更高便利度，持续提升跨境贸易和投融资便利化水平。一是以科创企业、中小企业为重点做好金融“五篇大文章”，积极支持新质生产力发展，强化对重大战略、重点领域、薄弱环节的全链条外汇服务。二是稳步推进银行外汇展业改革，全面优化事前尽职调查、事中差异化审核、事后监测报告的管理框架，实现提高效率和防控风险的有机结合。三是建立外汇管理政策评估机制和外汇生态评估机制，以是否符合国家战略定位、是否符合地方发展实际、是否取得惠企利民的改革实效为标尺，不断增强政策“含金量”，让群众和企业有更多获得感。 第二，在“更加开放”方面，推动外汇领域高水平制度型开放，助力建设更高水平开放型经济新体制。我们将加强改革整体谋划和系统集成，统筹推进人民币国际化与资本项目高质量开放，强化本外币一体化管理，营造市场化、法治化、国际化一流营商环境。一是深化直接投资外汇管理体制改革，缩减外商直接投资外汇登记流程和资金使用负面清单，稳步支持企业参与产业链供应链国际合作。二是稳慎拓展金融市场互联互通，优化合格境外投资者制度，便利外资金融机构来华投资兴业。三是推进外债管理改革，优化额度管理，缩减外债资金使用“负面清单”，有序开展外债登记由银行办理。四是深化外汇市场发展和对外开放，完善外汇市场产品体系，扩大境内外汇市场参与主体，持续优化企业汇率风险管理服务。五是因地制宜支持区域开放发展，探索自贸试验区外汇管理政策集成式改革创新，积极支持海南自由贸易港、粤港澳大湾区等重点区域建设。 第三，在“更加安全”方面，加强外汇市场“宏观审慎+微观监管”两位一体管理，维护外汇市场稳定和国家经济金融安全。我们将坚持底线思维，强化开放监管能力和风险防控能力，促进高质量发展和高水平安全的良性互动。一是坚决防范外部冲击风险，强化跨境资金流动监测预警，加强宏观审慎管理和预期引导，保持人民币汇率在合理均衡水平上的基本稳定，保持国际收支基本平衡。二是全面加强外汇领域监管，推动外汇监管方式向主体监管转变，高压打击外汇领域违法违规活动，提升外汇领域新型违法犯罪识别打击能力。 第四，在“更加智慧”方面，妥善运用人工智能、大数据等科技手段，提升外汇管理数字化智能化水平。我们将加强“智慧外管”建设，为群众和企业提供更加智能高效、安全便捷的外汇服务，同时不断提升风险识别和业务监管的智能性、精准性、有效性，以先进的科技手段为外汇管理赋能。 女士们，先生们！ 当前，世界百年变局加速演进，面对外部环境急剧变化，我们将认真贯彻落实4月25日中央政治局会议精神，坚持目标导向和问题导向，聚焦市场需求，积极推出多项支持性政策，助力稳就业、稳企业、稳市场、稳预期。 一是多措并举支持外贸企业发展。进一步深化贸易外汇业务管理改革，实施扩大跨境贸易高水平开放试点、鼓励银行将更多贸易新业态主体纳入贸易便利化政策、优化外贸综合服务企业外汇资金结算、便利诚信的承包工程企业境外资金集中管理等便利化政策，支持贸易创新发展。 二是积极推进跨境投融资便利化。在全国实施支持科研机构吸引利用外资、扩大科技型企业跨境融资便利、缩减资本项目收入使用负面清单等便利化政策，更好支持国际经贸合作和人员往来。在全国推广跨国公司本外币一体化资金池政策，便利跨国公司集团资金归集使用。开展绿色外债政策试点，鼓励符合条件的企业借用外债用于绿色项目。完善境内企业境外上市资金管理，统一本外币管理政策，便利募集资金调回境内使用。近期将新发放一批合格境内机构投资者（QDII）投资额度，有序满足境内主体境外投资合理需求。 三是在自贸试验区实施一揽子外汇创新政策。包括优化新型国际贸易结算、扩大合格境外有限合伙人（QFLP）试点等10项便利化政策，积极支持自由贸易试验区提升战略。 女士们，先生们！ 加快建设上海国际金融中心，是党中央作出的一项重大战略部署，对服务构建新发展格局、推动经济高质量发展具有特殊重要意义。近年来，上海国际金融中心建设成效显著，上海已发展为我国金融市场体系最全、金融机构种类最多、金融开放程度最高的城市。 今年以来，我们持续加大对上海国际金融中心建设的支持力度。前一段时间，中国人民银行、金融监管总局、国家外汇局、上海市人民政府联合印发了《上海国际金融中心进一步提升跨境金融服务便利化行动方案》。近期，中国人民银行、国家外汇局批复了上海自贸试验区自由贸易账户功能升级方案，以及临港新片区离岸贸易金融服务综合改革试点工作方案。 下一步，我们将继续加强高质量政策和服务供给，支持各类主体更加安全、便捷、高效参与国际竞争与合作，不断增强上海国际金融中心的竞争力和影响力。 最后，祝本次论坛取得圆满成功！谢谢！ 2025-06-27/jilin/2025/0627/2597.html
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为持续深化金融服务实体经济质效，便利涉外企业办理外汇衍生品业务，宜宾市分局积极推进跨境金融服务平台企业汇率风险管理服务场景应用，通过打破“银企”信息壁垒，构建“线上申请、数据共享、高效审核”新模式，切实解决了中小微外贸企业办理汇率避险业务“流程繁、材料多、耗时长”的痛点，以科技创新驱动外汇服务提质增效。 一是统筹安排，靠前部署。结合辖内实际，宜宾市分局认真选取试点银行，下发业务操作手册，督促银行提前制定试点方案，熟悉业务流程，做好技术支持准备，为试点落地提供坚实保障。二是凝聚“政银”合力，做好试点工作。宜宾市分局扎实做好试点银行系统权限开通、业务指导工作，及时解决银行ba用户密码遗忘等问题，要求银行严格录入业务信息，确保数据的及时性、准确性和完整性，为跨境金融服务平台数据共享共用奠定基础。三是稳妥推进试点业务落地。宜宾市分局督导银行围绕涉外企业差异化需求，提供定制化、精准化服务方案。试点首周，指导辖内中国工商银行运用企业汇率风险管理服务场景为2家企业办理远期结售汇业务2笔。 下一步，宜宾市分局将秉持“外汇惠民”宗旨，聚焦企业诉求，推动跨境金融服务平台“企业汇率风险管理服务”场景应用扩面增效。 2025-06-16/sichuan/2025/0616/2965.html
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日前，国家外汇管理局公布了2025年5月银行结售汇和银行代客涉外收付款数据。国家外汇管理局副局长、新闻发言人李斌就2025年5月外汇市场形势回答了记者提问。 问：2025年5月我国外汇市场形势如何？ 答：5月份，境内外汇供求总体平衡，外汇市场运行平稳。一是跨境资金延续净流入。5月份企业、个人等非银行部门跨境资金净流入330亿美元。其中，货物贸易资金净流入保持在较高水平，外资增持境内股票较上月进一步增加，服务贸易、外商投资企业分红派息、对外直接投资等资金净流出总体保持稳定。二是市场预期平稳。5月份银行结售汇转为顺差。企业、个人等结汇意愿稳定，购汇需求回落，市场交易理性有序。当前我国经济保持总体平稳、稳中有进发展态势，将继续为外汇市场稳健运行提供有力支撑。 2025-06-26/heilongjiang/2025/0626/2654.html
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跨境金融服务平台企业汇率风险管理服务场景开展试点以来，眉山市分局积极响应总局优化企业汇率风险管理服务、推进跨境金融服务平台应用的相关工作要求，组织金融机构通过调研走访、集中宣讲、线上沟通等方式广泛开展汇率风险中性理念宣传，引导企业关注汇率走势、通过套期保值增强风险应对能力。 根据前期摸排的企业清单，眉山市分局了解到辖内某化工企业有衍生品交易业务需求后，迅速指导银行上门为该企业办理汇率避险业务，并在跨境金融服务平台进行登记，成功落地辖内首笔跨境金融服务平台汇率风险管理服务应用场景试点业务。该笔业务的成功办理不仅帮助企业有效规避了汇率风险，也大幅缩短了业务受理和审核时限。 下一步，眉山市分局将继续指导银行机构做好企业汇率风险管理服务，积极推动跨境金融服务平台应用场景运用，切实为眉山市涉外经济发展保驾护航。 2025-06-17/sichuan/2025/0617/2966.html
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2025年3月末，我国银行业对外金融资产16980亿美元，对外负债15118亿美元，对外净资产1862亿美元，其中，人民币净负债3092亿美元，外币净资产4954亿美元。 在银行业对外金融资产中，分工具看，存贷款资产10197亿美元，债券资产4376亿美元，股权等其他资产2407亿美元，分别占银行业对外金融资产的60%、26%和14%。分币种看，人民币资产4895亿美元，美元资产8676亿美元，其他币种资产3409亿美元，分别占29%、51%和20%。从投向部门看，投向境外银行部门8368亿美元，占比49%；投向境外非银行部门8613亿美元，占比51%。 在银行业对外负债中，分工具看，存贷款负债6752亿美元，债券负债3734亿美元，股权等其他负债4633亿美元，分别占银行业对外负债的45%、25%和31%。分币种看，人民币负债7987亿美元，美元负债3421亿美元，其他币种负债3710亿美元，分别占比53%、23%和25%。从来源部门看，来自境外银行部门6372亿美元，占比42%；来自境外非银行部门8747亿美元，占比58%。（完） 2025-06-27/jilin/2025/0627/2598.html
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俄罗斯莫斯科市政府发布消息表示，2025年第一季度，莫斯科对中国的非原料型产品出口同比增长了近30%。数据表明，出口增长最快的是消费品、轻工业产品和食品，增幅分别达13倍、3.5倍和1倍。2024年，莫斯科对中国的高科技产品出口增长近36%，其在对中国非原料型产品出口份额中占72%。(文章来源：俄新社) 2025-06-25/heilongjiang/2025/0625/2651.html
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6月12日，鹤岗市分局召开推进边民互市贸易工作座谈会，萝北县商务局、金融机构负责人及工作人员共计14人参加会议。会议围绕“推动萝北县边民互市贸易高质量健康稳定发展”主题进行充分研讨，外汇局工作人员解读了相关政策，就如何用好用足边民互市贸易支持政策，充分释放政策红利提出了工作建议。 2025-06-26/heilongjiang/2025/0626/2645.html
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6月9日，鹤岗市分局到辖内某公司开展调研，全面了解企业经营状况，聚焦企业外汇政策与服务诉求，提出有针对性的意见建议，同时深入解读跨境融资、外债便利化、汇率风险管理等外汇政策，使企业更加全面深入了解外汇政策，提升融资便利度，助力企业稳健经营发展。 2025-06-25/heilongjiang/2025/0625/2644.html
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Distinguished Party Secretary Chen Jining, Former PBOC Governor Zhou Xiaochuan, Mayor Gong Zheng, Deputy Director Wang Jiang, Minister Li Yunze, Chairman Wu Qing, Vice Minister Hu Haifeng, Administrator Zhu Hexin, and dear guests, Good morning! I would like to thank Shanghai Municipal Committee of the CPC and Shanghai Municipal People’s Government, especially Party Secretary Chen Jining and Mayor Gong Zheng. Thank you for your care and support for the financial work and the People’s Bank of China (PBOC). It is a great honor for me to be the co-chairperson of this year’s Lujiazui Forum. After years of efforts, the Forum has grown into a communication platform with significant global influence and wide market reach. On behalf of the PBOC and other hosts, I would like to express warm welcome and sincere gratitude to everyone. At last year’s Forum, I discussed China’s monetary policy stance and the evolution of monetary policy framework down the road. Over the past year, the PBOC has adopted an accommodative monetary policy stance and rolled out multiple monetary policy measures. The aggregate and structural policy tools have effectively supported the sustained economic recovery and financial market stability. At the same time, we have improved the monetary policy framework, optimized the intermediate monetary policy variables, cultivated policy rates, enhanced monetary policy transmission efficiency, diversified monetary policy toolkit, and strengthened policy communication and expectation guidance. The transformation of monetary policy framework is a gradual and ongoing process, and we will continue to conduct assessments and make refinements in the future. Now, I would like to share with you my observations on global financial governance. This is a very broad topic. So I will focus on four issues: international monetary system, cross-border payment system, global financial stability system, and the governance of international financial organizations. I. On the International Monetary System Throughout history, the international monetary system has never stopped evolving. The replacement of global dominant currencies reflects the profound change in the international landscape and the iteration of national competitiveness. In the 17th century, the Dutch Guilder became the early international currency. From the late 18th century to the first half of the 20th century, the British pound was the dominant currency globally. After the World War II, the U.S. dollar established its dominance and has retained its status up till now. As a global public good, the international currency, if dominated by the sovereign currency of a single country, has inherent instabilities. First, a sovereign currency issuer tends to prioritize its own interests over the supply of global public goods when its own interests conflict with the attribute as a global public good. Second, fiscal and financial regulatory issues of a sovereign currency issuer and the accumulation of structural problems in its domestic economy may generate financial risks with spillover effects, or even escalate into a global financial crisis. Third, in times of geopolitical tensions, national security concerns, or even wars, the global dominant currency tends to be instrumentalized or weaponized. The above problems have driven growing global discussions on the reform of international monetary system. Over the past decade, the driving forces behind the shifts in the international monetary system stemmed primarily from the economic and financial dimensions in the wake of the global financial crisis, and hence the discussions were centered on economic and financial developments. The discussions this time around, however, are mainly driven by geopolitical issues. Broadly speaking, there are two lines of argument. The first one is on how to weaken the excessive reliance on a single sovereign currency and its negative impacts, foster healthy competition among a few strong sovereign currencies, and put in place incentive-restraint mechanisms. A multipolar international monetary system can prompt sovereign currency issuers to strengthen policy constraints, enhance the resilience of international monetary system, and more effectively safeguard global economic and financial stability. Madam Lagarde, President of the European Central Bank (ECB), noted in her recent speech that the global order based on multilateral cooperation is fracturing, with uncertainty about the dominant role of the U.S. dollar, and the changing landscape could open the door for the euro to play a greater international role. Over the past two decades, the evolution of international monetary system had two key features. The first was the creation of the euro in 1999. The euro now accounts for around 20 percent of global foreign exchange reserves, second only to the U.S. dollar. The second was the steady rise of the RMB’s international status after the global financial crisis in 2008. The RMB has already become the world’s second largest trade finance currency. Calculated on a comprehensive basis, the RMB has become the world’s third largest payment currency. Besides, the weight of the RMB in the International Monetary Fund’s Special Drawing Rights (SDRs) currency basket ranks third. Going forward, the international monetary system is likely to continue its evolution towards a system where a few sovereign currencies coexist and compete with checks and balances. Be it a single sovereign currency or a small group of sovereign currencies serving as the global dominant currency, the sovereign currency issuers should assume their responsibilities by strengthening domestic fiscal discipline and financial regulation, and advancing the structural reform of the economy. The second line of argument is on a super-sovereign currency serving as the global dominant currency, and discussions have been largely focused on SDRs. Dr. Zhou Xiaochuan, former governor of the PBOC, once raised this issue in 2009. Theoretically, SDRs can effectively overcome the inherent problems of a single sovereign currency as the global dominant currency. It offers greater stability in currency value and is better positioned to function as a global public good, as it can help manage global liquidity and facilitate crisis response. The SDR has the attributes of a super-sovereign currency. Having said that, we still lack political consensus and will globally, if the SDR were to become a global dominant currency. Moreover, insufficient market scale, depth and liquidity have limited the role of SDRs. Turning SDRs into a global dominant currency requires member countries to build political consensus, which is not easy, given the current international landscape. Optimizing operational arrangements is also needed to gradually expand the usage of SDRs. In terms of allocation and issuance mechanisms, the International Monetary Fund (IMF) issues SDRs mainly as part of crisis response and mostly in the form of a large one-off allocation. In the future, the IMF can issue SDRs regularly and expand the size of issuance. Regarding the scope of use, we need to encourage private sector and market entities to use SDRs in international trade, investment and financing, and to issue SDR-denominated bonds. We need to enhance the role of SDRs as a reserve asset, and establish the SDR settlement mechanism adaptable to large-scale usage. II. On the Cross-Border Payment System The cross-border payment system serves as the artery of global funds flow. It is a keystone for facilitating international trade, investment and financing, and for safeguarding financial stability. It is also a vital pillar of the international monetary system. The evolution of the international monetary system towards coexistence of a few sovereign currencies and booming digital technologies will promote the diversification of the cross-border payment system, which will, in turn, accelerate the shifts in the international monetary system. In recent years, problems faced by the traditional cross-border payment system have loomed large. First, there is a generational differences between traditional cross-border payments and emerging digital technologies. Problems of low efficiency, high costs, and poor penetration demand urgent resolution. Second, cross-border payments require coordination among different legal and regulatory frameworks, as well as among different stakeholders. Therefore, we need to enhance international cooperation. G20 and other international organizations attach great importance to promoting cross-border payments, and formulated a roadmap to enhance cross-border payments. Third, the geopolitical rivalry has escalated. The traditional cross-border payment infrastructures can be easily politicized, weaponized, and used as unilateral sanction instruments, thus undermining the international economic and financial order. Against this background, there have been growing calls for improving the cross-border payment system. New payment infrastructures and settlement methods are continuously emerging, driving the global cross-border payment system onto a more efficient, secure, inclusive and diverse trajectory. This trend will continue to strengthen. First, the cross-border payment system has become more diversified. In terms of currency usage, an increasing number of countries and regions are using local currencies for settlement, promoting the international use of a broader range of currencies. Cross-border payments dominated by a single sovereign currency are undergoing gradual changes. As for payment channels, the rise of new cross-border payment systems and regional multilateral payment systems, along with the traditional correspondent bank model, has diversified settlement channels and further improved the efficiency of cross-border payments. After over a decade of construction and development, China has basically established a cross-border RMB payment and clearing network featuring multiple channels and wide coverage. Second, the interoperability of payment systems and payment ecosystems continues to improve. More countries and regions have extended the operating hours of their payment systems, adopted internationally standardized messaging formats, and promoted the interconnection of fast payment systems. These efforts have enhanced the efficiency of cross-border payments and reduced transaction costs. Countries and regions exemplified by Asia have made substantial progress in enhancing the interoperability of retail payment ecosystems through the interconnection of QR code payments, greatly facilitating cross-border payments by their residents. Third, new technologies are used in cross-border payments at a faster pace. Underpinned by new technologies such as blockchain and distributed ledger, central bank digital currencies and stablecoins are thriving, making possible the simultaneous processing of payment and settlement. The development has fundamentally reshaped the traditional payment landscape, and significantly shortened the cross-border payment chain. It, however, has also posed great challenges to financial regulation. Technologies, such as smart contracts and decentralized finance, will further promote the evolution and development of cross-border payment systems. III. On the Global Financial Stability System Before the 2008 financial crisis, the international community mainly relied on IMF, which is at the center of the Global Financial Safety Net (GFSN), for crisis response during and after crisis. After the 2008 financial crisis, ex ante prevention mechanisms such as financial regulatory rules were further strengthened. On the one hand, the multi-layer financial safety net has continued to improve. I gave a speech on strengthening the financial safety net at the Boao Forum for Asia in March last year. At the global level, in recent years, the IMF has continuously enhanced its crisis response capabilities in times of crisis, strengthened its policy surveillance functions, and expanded the scope of policy surveillance. At the regional level, the European Financial Stability Facility, the Latin American Reserve Fund, the Chiang Mai Initiative in Asia, and the Arab Monetary Fund have been established successively, serving as important supports for financial stability in their respective regions. At the bilateral level, central banks in the major advanced economies such as the U.S. Federal Reserve and the ECB have injected liquidity into the markets during crisis through currency swap arrangements. The local currency swap cooperation among emerging markets has also progressed steadily. The PBOC has signed bilateral currency swap agreements with central banks or monetary authorities in over 30 countries and regions. These swap arrangements have become an important part of the GFSN. On the other hand, the crisis prevention system based on regulatory rules has been continuously refined. After the 2008 global financial crisis, the international community overhauled the global financial regulatory system through a number of major reforms, including issuing Basel III, enhancing the robustness of banking institutions, and strengthening the supervision of systemically important financial institutions (SIFIs). China has been actively involved in the formulation and implementation of international regulatory standards, and is one of the few economies that have fully implemented Basel III. China has developed a regulatory framework for SIFIs, and its systemically important banks have all met the total loss-absorbing capacity (TLAC) requirements. China has put in place a deposit insurance scheme capable of providing full protection for more than 99 percent of depositors. It has also issued and fully implemented regulations on asset management, which has significantly reduced the risk of shadow banking. Currently, the global financial stability system is faced with some new challenges. First, the regulatory framework remains fragmented. There is even a propensity to “race to the bottom”. In recent years, due to domestic political headwinds, some countries have wavered in their implementation of international regulatory rules, such as Basel III. It may lead to regulatory arbitrage, and undermine global financial stability system. The international community should proactively implement the agreed regulatory reform measures, thereby preventing regulatory arbitrage and cross-border transmission of risks. Second, the regulation on emerging areas, such as digital finance, remains insufficient. For example, global regulatory coordination is incommensurate with the quick-expanding crypto asset market, and coordination on climate risk-related regulatory framework is yet to be improved. Regulatory stance swings widely, and is highly prone to political influence. A harmonized regulatory standard on the adoption of artificial intelligence in the financial sector is also absent. The international community needs to strengthen coordination and bridge the gaps in regulation. Third, the regulation on non-bank intermediaries remains lax. In the past two decades, the weight of non-bank intermediaries in global financing has risen significantly. Funding through non-bank intermediaries is relatively unstable and less transparent, yet the leverage is rising, which calls for enhanced regulation. We believe that the key path to crisis prevention and resolution is to establish a diversified and efficient GFSN with a powerful IMF at its core, and to ensure the consistency and authority of global financial regulatory rules. This is also the path that we must follow through. IV. On the Governance of International Financial Organizations After the World War II, starting with the founding of the IMF and the World Bank, the international community gradually built up a multi-tiered and multi-dimensional system of international financial organizations, covering areas such as international policy coordination, financial regulatory rule-making, and multilateral development. These organizations have become major platforms for international financial governance, and they play an important role in promoting global economic and trade growth as well as safeguarding global financial stability. While global economic landscape keeps changing, quotas and voting power haven’t seen any material adjustments for a long time in major international financial organizations, such as the IMF and the World Bank, as well as in some regional financial organizations. As a result, emerging markets and developing countries are significantly underrepresented, and this is incommensurate with their actual weight in the global economy. Moreover, the international community should also be well aware of the fact that a few member countries pursue unilateralism, and they have meddled in the governance and operation of international financial organizations. International financial organizations need to keep pace with the times and advance governance reforms to reflect in time the relative positions of member countries in the global economy and enhance the voice and representativeness of emerging markets and developing countries. International financial organizations should safeguard and practice true multilateralism, and improve governance efficiency. Among all the international financial organizations, the IMF is at the core, and it plays a vital role in global economic and financial governance. The IMF is a quota-based international financial organization. The size of quotas determines the IMF’s crisis response capacity in crisis, while quota shares determine member countries’ voting power in the IMF and the amount of financing they have access to. The current quota shares can not reflect the relative positions of member countries in the global economy. An immediate quota share realignment in line with the consensus reached is crucial for the IMF to improve governance and enhance its legitimacy and representativeness. The global economy is now facing heightened uncertainty. While improving their governance structures, major international financial organizations should further reinforce their roles in economic surveillance. They should assess objectively the risks facing the world and individual countries, and offer guidance to member countries to cement their support for economic globalization and the multilateral trading system. They should also strengthen policy guidance for member countries and enhance macroeconomic policy coordination to keep the international financial system stable. Dear guests, Improving global financial governance requires more frequent dialogues and stronger cooperation among all parties. Staying committed to reform and opening-up and upholding a path of multilateralism, we will work actively to play a constructive role in helping foster a global financial governance system that is more equitable, fair, inclusive, and resilient. To conclude, I wish the Forum a full success. Thank you. 2025-06-18/en/2025/0618/2309.html
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近年来，人民银行宁波市分行（外汇局宁波市分局）深入学习贯彻习近平总书记关于坚持高水平对外开放的重要论述精神，积极推进外汇领域改革创新，聚焦企业汇率避险业务中“不肯办、不愿办、不会办”等难点，通过迭代升级奖补政策、指导银行优化服务、多层次宣导汇率风险中性理念等方式，综合施策帮助涉外企业提升汇率风险管理能力。 迭代升级奖补政策，有效降低业务办理成本。企业使用汇率避险工具，通常需结合产品类型和期限缴纳一定费用，对部分中小企业的现金流形成一定压力。针对涉外企业因汇率避险业务费用问题而“不肯办”的问题，以“小微企业”为重要突破口，通过“政府补贴一点，银行让利一点”的方式，充分激发“企业主动一点”的业务办理动力。2021-2024年，先后推出政策性担保、买入期权费用补助等扶持政策，4年共计发放补助资金251.2万元，惠及1212家企业，有效帮助辖内企业降低汇率避险成本。今年4月，联合市商务局、财政局进一步加码政策支持力度，出台中小外贸企业期权业务费用补助政策，按照政银企三方共担原则，对符合条件的企业买入期权业务费用，由财政补助30%，银行承担40%，企业仅需自负30%，充分降低企业汇率避险业务办理成本，助推业务规模稳步提升。今年1-5月，全市汇率避险签约金额282.8亿美元，较去年同期增长50.5%，共有2403家企业办理汇率避险业务，规模领跑全省。 聚焦经营主体需求，指导银行提升服务质效。针对部分企业“赌人民币升贬”谋利或因办理汇率避险业务缴纳保证金、占用授信等情况而“不愿办”的问题，深入开展调研摸清企业需求，并多措并举压实银行主体责任，从供求两端推进汇率避险工作。一是深入一线摸清实情。以现场调研、召开座谈会等形式，与重点企业面对面交流企业汇率风险管理需求、金融产品供给等问题，积极回应经营主体关切的各类外汇管理政策咨询。二是深化减费让利服务。鼓励银行主动减免费用、给予点差优惠，提供不占企业授信总额的汇率避险产品专项授信，以及无抵押、无担保或免收保证金的汇率避险产品。三是推出专属定制服务。鼓励银行积极为企业提供个性化、差异化的汇率避险产品，为客户量身定制全生命周期的汇率避险管理服务。四是优化线上办理服务。推动银行依托科技赋能开发线上产品，支持各类外汇交易业务全流程在线办理，单笔办理时间由原来的10至15分钟缩短至30秒以内，显著提升业务办理效率。 协同联动各方力量，多渠道开展政策宣传。汇率风险管理需要专业的金融知识和风险管理技能，不少企业缺乏相应的人才和团队，国有企业则因内部风控等原因导致工作人员业务经验普遍不足。人行宁波市分行组织开展多轮汇率避险专题宣传活动，同时积极发挥外汇自律机制作用，协同辖内银行开展一系列汇率避险政策、风险中性理念宣导，推动解决辖内企业汇率避险业务“不会办”的问题。一是线下+线上批量触达，宣传渠道全面覆盖。今年，先后主办线下汇率避险系列宣传活动5次，参与企业家数600余家。各金融机构通过线上视频会议、微信群交流、视频号等方式及时向企业传递汇率市场动向，帮助企业答疑解难。二是外汇联络员上门宣导，政策服务精准直达。针对企业汇率避险专业知识缺乏等问题，建立健全外汇联络员服务工作机制，1-5月全市1100余名外汇“联络员”累计走访企业1.9万余家次。同时，引导银行重点关注企业高管开展专题汇率避险宣传和培训，精准提升企业汇率避险运用的意识和能力。三是聚焦国企靶向施策，分类宣导提升质效。紧盯国有企业这一重点主体，联合市国资委召开国有企业汇率避险座谈会，向我市国有企业集团定向发送《国有企业汇率风险管理指引》。同时，引导银行分类精准施策，对于未开展汇率避险的企业从基本概念和业务操作入手，推动企业试做业务；对于已开展业务的企业，“一对一”进行跟踪服务，推动企业由简及繁、丰富产品运用。 2025-06-20/ningbo/2025/0620/2374.html