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为加强外汇金融知识宣传，引导民众合法合规用汇，提升社会公众风险防范意识，6月11日，益阳市中心支局联合中国人民银行益阳市中心支行，开展“打击非法网络炒汇”主题活动。 活动现场通过设立“知识宣传”和“业务咨询”展台，张贴宣传海报，发放宣传折页等方式，以“打击非法网络炒汇”为主题，向社会公众介绍了个人外汇、货物贸易进出口、银行卡境外交易等外汇管理政策知识以及相关风险提示，重点说明了网络炒汇和地下钱庄的危害，并辅以案例向公众介绍了识别网络炒汇骗术的技巧，提醒公众远离非法网络炒汇，维护自身合法权益。 此次的外汇知识宣传活动，一方面加深了公众对外汇最新政策的了解，规范了社会公众用汇行为;另一方面有效引导和提高了社会公众对非法网络炒汇危害性的认识，为营造良好外汇市场秩序、共建和谐金融奠定了基础。 2020-06-18/hunan/2020/0618/1431.html
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非金融企业一次性外债登记试点在上海启动以来，市场反应积极。新华社等新闻媒体、中央人民政府和上海市浦东新区人民政府网站、临港新片区管委会公众号相继开展报道和转载，辖内各市场主体纷纷进行咨询，多家企业表达办理试点业务的意愿并已提交申请。6月17日，首笔一次性外债登记试点业务在新片区落地，企业表示试点业务大大降低了往返外汇局和银行之间的“脚底成本”，有效节约企业人力成本和财务费用。 下一阶段，上海市分局将继续贯彻落实习近平总书记关于临港新片区建设重要指示精神，在有效防范跨境资金流动风险的前提下，加快推进上海科创中心和自贸试验区建设，让更多的企业享受到外汇管理改革的红利。 2020-06-19/shanghai/2020/0619/1345.html
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2020年6月16日,株洲市中心支局组织外汇指定银行召开资本项目外汇收入支付便利化改革政策座谈会。会上，株洲市中心支局对各银行进行了政策的宣传与解读，听取各家银行自新政下发以来资本项目收入支付便利化业务的开展情况。 最后，株洲市中心支局肖建军科长对下阶段的工作提出要求：一是加强便利化政策出台背景的认识；二是严格按工作方案的要求落实相关政策；三是及时反馈存在的问题，尽快使政策落地，切实支持符合条件的企业办理资本项目收入支付便利化业务。 2020-06-17/hunan/2020/0617/1425.html
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2020年5月海南省金融机构信贷收支表 2020-06-19/hainan/2020/0619/1211.html
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As shown in the statistics of the State Administration of ForeignExchange (SAFE), in May 2020, the amount of foreign exchange settlement andsales by banks was RMB 1079.6 billion and RMB 910.3 billion, respectively, witha settlement of RMB 169.3 billion. In the US dollar terms，the amount of foreignexchange settlement and sales by banks was USD 152.1 billion and USD 128.2billion, respectively, with a settlement of USD 23.8 billion. In particular,the amount of foreign exchange settlement and sales by banks for customers wasRMB 977.0 billion and RMB 834.1 billion, respectively, with a settlement of RMB142.9 billion; the amount of foreign exchange settlement and sales for banksthemselves was RMB 102.6 billion and RMB 76.2 billion, respectively, with a settlementof RMB 26.4 billion. During the period, newly signed contract amount of forwardforeign exchange settlement and sales was RMB 125.8 billion and RMB 71.7 billion,respectively, with a net newly signed contract amount of forward foreign exchangesettlement of RMB 54.1 billion. At the end of May, outstanding amount of forwardforeign exchange settlement and sales by the end of the current period was RMB 611.5billion and RMB 485 billion, respectively, with a net outstanding amount of forwardforeign exchange settlement of RMB 126.5 billion; the net Delta exposure ofoutstanding options was RMB -305.3 billion. During January to May 2020, the accumulative amount of foreignexchange settlement and sales by banks was RMB 5620.9 billion and RMB 5073.9billion, with an accumulative settlement of RMB 547.0 billion. In the US dollarterms, the accumulative amount of foreign exchange settlement and sales bybanks was USD 800.8 billion and USD 723.1 billion, with an accumulativesettlement of USD 77.7 billion. In particular, the accumulative amount offoreign exchange settlement and sales by banks for customers was RMB 4738.5billion and RMB 4367.5 billion, respectively, with an accumulative settlementof RMB 371.0 billion; the accumulative amount of foreign exchange settlementand sales for banks themselves was RMB 882.3 billion and RMB 706.4 billion,respectively, with an accumulative settlement of RMB 176.0 billion. During theperiod, newly signed contract amount of forward foreign exchange settlement andsales was RMB 699.7billion and RMB 327.5 billion, respectively, with a net newlysigned contract amount of forward foreign exchange settlement of RMB 372.2 billion. In May 2020, the amount of cross-border receipts and payments by non-bankingsectors was RMB 2170.4 billion and RMB 2129.8 billion, respectively, with a surplusof RMB 40.7 billion.During January to May 2020, the accumulative amount of cross-borderreceipts and payments by non-banking sectors was RMB 10794.2 billion and RMB 10935.1billion, respectively, with an accumulative deficit of RMB 140.8 billion. In the US dollar terms, in May 2020, the amount of cross-border receiptsand payments by non-banking sectors was USD 305.7 billion and USD 300.0 billion,respectively, with a surplus of USD 5.7 billion.During January to May 2020, theaccumulative amount of cross-border receipts and payments by non-banking sectorswas USD 1537.8 billion and USD 1557.8 billion, respectively, with an accumulativedeficit of USD 20.1 billion. Addendum: Glossaryand relevant definitions Balance of payments(BOP) refers to all economic transactionsbetween residents and non-residents. Foreignexchange settlement and sales by banks refers to settlement and sale transaction that bank executes for customers andfor the banks themselves, including statistic data onsettlements of forward contracts for foreign exchange settlementand sales and the exercises of option, and excludingthe transactions in the interbank foreign exchange market. The statistic reporting date of Foreign exchangesettlement and sales by banks should be the trade day of theForeignexchange settlement and sales transaction. By definition, foreignexchange settlement means foreign exchange holders sell foreignexchange to designated foreign exchange bank, and foreignexchange sales means designated bank sells foreign exchange to foreign exchange buyers. The net position of foreign exchange settlement andforeign exchange sales could be position squared throughtransactions on the inter-bank foreign exchange market, and it is one ofthe major contributors to the country’sforeign exchange reserve fluctuation, though it is not equal to netchange in foreign exchange reserves during the same period Unlikethe principle of balance-of-payments statistics, which cover the transactionsbetween residents and non-residents, foreign exchange settlement and sales bybanks only cover transactions of RMB and foreign currencies between banks and customers or on banks for themselves. Thenewly signed contract amount of forward foreign exchange settlement and sales refers to the binding forward contract between designated foreignexchange bank and client that predetermines foreign exchange currency, amount,exchange rate and tenor which to be executed upon maturity. Thenewly signed forward contract enables corporate to lock inadvance the exchange rate for the purchase or sale of a currency on a futuredate to manage relevant foreign exchange risk arising fromRMB volatility. In general, bank will hedge its foreign exchange risk exposures arise from the newly signed forward contract in the Interbank foreign exchange market. For example,when bank has net foreign exchange long position, bankwill short the equivalent amount of foreign exchange in the Interbank foreignexchange market in advance, or vice versa. Therefore, the newly signedcontract amount of forward foreign exchange settlement and sales is also one of contributors to China’s foreign exchange reserve fluctuation. Theunwind amount of forward foreign exchange settlement and sales refers to, where client is unable to perform the original forwardcontract due to change in its real demand, client to fully or partially closeits forward position by executing another deal with opposite direction to theoriginal contract. Therolling amount of forward foreign exchange settlement and sales refers to client to adjust the settlement date of original contract dueto change in its real demand. Theoutstanding amount of forward foreign exchange settlement and sales by the endof the current period refers to the total amount of forwardcontracts accumulated from all non-matured forward contracts with client. Thenewly signed contractamount and the outstanding amount should satisfy the equationthat: theoutstanding amount of forward foreign exchange settlement and sales by the endof the current period = theoutstanding amount of forward foreign exchange settlement and sales at the endof the previous period + the newly signed contract amount of forward foreign exchangesettlement and sales for the period - settlements of forwardcontracts for foreign exchange settlement and sales for the period - the unwindamount of forward foreign exchange settlement and sales for the period. The net Deltaexposure of outstanding options refers to the implied foreignexchange spot risk exposure from outstanding option contracts that bank executedwith client. Bank shall hedge such risk in the foreign exchange market for risk management during deal life cycle. The cross-borderreceipts and payments bynon-banking sectors refers to the receipts andpayments between domestic non-banking sectors (including institutional and individual residents)and non-residentsthrough domestic banks, excluding receipts and payments in cash. In particular,the statisticsincludescross-border receipts and payments between non-banking sectors andnon-residents through domestic banks (including RMB and foreign currency), and domesticreceipts and payments between non-banking sectors and non-residents throughdomestic banks (temporarily excluding domestic receipts and payments in RMBbetween individual residents and non-resident individuals). Data are collected whencustomers conduct receipts and payments with non-resident counterparties atdomestic banks. Specifically, the receipts refer to the capitalof non-bankingsectors received fromnon-residents via domestic banks; the payments refer to the capitalof non-bankingsectors paid to non-residents via domestic banks.The cross-border receiptsand payments by non-banking sectors is based on cash basis, different from the accrual basis required by the Balance of Payments Statistics. The statistics merely reflects the cash flows between non-bankingsectors and non-residents and does not include bartertransactions or transactions with non-residents conducted by the banks themselves. Therefore, the scope of the statistics is narrowerthan that of the Balance of Payments Statistics. 2020-06-19/en/2020/0619/1706.html
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国家外汇管理局统计数据显示，2020年5月，银行结汇10796亿元人民币，售汇9103亿元人民币，结售汇顺差1693亿元人民币；按美元计值，银行结汇1521亿美元，售汇1282亿美元，结售汇顺差238亿美元。其中，银行代客结汇9770亿元人民币，售汇8341亿元人民币，结售汇顺差1429亿元人民币；银行自身结汇1026亿元人民币，售汇762亿元人民币，结售汇顺差264亿元人民币。同期，银行代客远期结汇签约1258亿元人民币，远期售汇签约717亿元人民币，远期净结汇541亿元人民币。截至5月末，远期累计未到期结汇6115亿元人民币，未到期售汇4850亿元人民币，未到期净结汇1265亿元人民币；未到期期权Delta净敞口-3053亿元人民币。 2020年1-5月，银行累计结汇56209亿元人民币，累计售汇50739亿元人民币，累计结售汇顺差5470亿元人民币；按美元计值，银行累计结汇8008亿美元，累计售汇7231亿美元，累计结售汇顺差777亿美元。其中，银行代客累计结汇47385亿元人民币，累计售汇43675亿元人民币，累计结售汇顺差3710亿元人民币；银行自身累计结汇8823亿元人民币，累计售汇7064亿元人民币，累计结售汇顺差1760亿元人民币。同期，银行代客累计远期结汇签约6997亿元人民币，累计远期售汇签约3275亿元人民币，累计远期净结汇3722亿元人民币。 2020年5月，银行代客涉外收入21704亿元人民币，对外付款21298亿元人民币，涉外收付款顺差407亿元人民币。2020年1-5月，银行代客累计涉外收入107942亿元人民币，累计对外付款109351亿元人民币，累计涉外收付款逆差1408亿元人民币。 按美元计值，2020年5月，银行代客涉外收入3057亿美元，对外付款3000亿美元，涉外收付款顺差57亿美元。2020年1-5月，银行代客累计涉外收入15378亿美元，累计对外付款15578亿美元，累计涉外收付款逆差201亿美元。 附：名词解释和相关说明 国际收支是指我国居民与非居民间发生的一切经济交易。 银行结售汇是指银行为客户及其自身办理的结汇和售汇业务，包括远期结售汇履约和期权行权数据，不包括银行间外汇市场交易数据。银行结售汇统计时点为人民币与外汇兑换行为发生时。其中，结汇是指外汇所有者将外汇卖给外汇指定银行，售汇是指外汇指定银行将外汇卖给外汇使用者。结售汇差额是结汇与售汇的轧差数。银行结售汇形成的差额将通过银行在银行间外汇市场买卖平盘，是引起我国外汇储备变化的主要来源之一，但其不等于同期外汇储备的增减额。 银行结售汇不按居民与非居民交易的原则进行统计，且其仅包括银行与客户及其自身之间发生的本外币买卖，即人民币和外汇的兑换交易，不同于国际收支交易的统计范围。 远期结售汇签约是指银行与客户协商签订远期结汇（售汇）合同，约定将来办理结汇（售汇）的外汇币种、金额、汇率和期限；到期外汇收入（支出）发生时，即按照远期结汇（售汇）合同订明的币种、金额、汇率办理结汇（售汇）。远期结售汇业务使得企业可提前锁定未来结汇或售汇的汇率，从而有效规避人民币汇率变动的风险。银行一般会通过银行间外汇市场来对冲远期结售汇业务形成的风险敞口。比如，当银行签订的远期结汇大于远期售汇时，银行一般会将同等金额的外汇提前在银行间外汇市场卖出，反之亦然。因而远期结售汇也是影响我国外汇储备变化的一个因素。 远期结售汇平仓是指客户因真实需求背景发生变更、无法履行资金交割义务，对原交易反向平盘，了结部分或全部远期头寸的行为。 远期结售汇展期是指客户因真实需求背景发生变更，调整原交易交割时间的行为。 本期末远期结售汇累计未到期额是指银行与客户签订的远期结汇和售汇合同在本期末仍未到期的余额；差额是指未到期远期结汇和售汇余额之差。签约额与累计未到期额之间的关系为：本期末远期结售汇累计未到期额=上期末远期结售汇累计未到期额+本期远期结售汇签约额-本期远期结售汇履约额-本期远期结售汇平仓额。 未到期期权Delta净敞口是指银行对客户办理的期权业务在本期末累计未到期合约所隐含的即期汇率风险敞口。银行为管理这部分风险敞口，在期权合约存续期间通常会在外汇市场进行对冲。 银行代客涉外收付款是指境内非银行居民机构和个人（统称非银行部门）通过境内银行与非居民机构和个人之间发生的收付款，不包括现钞收付和银行自身涉外收付款。具体包括：非银行部门和非居民之间通过境内银行发生的跨境收付款（包括外汇和人民币），以及非银行部门和非居民之间通过境内银行发生的境内收付款（暂不包括境内居民个人与境内非居民个人之间发生的人民币收付款），统计时点为客户在境内银行办理涉外收付款时。其中，银行代客涉外收入是指非银行部门通过境内银行从非居民收入的款项，银行代客对外支出是指非银行部门通过境内银行向非居民支付的款项。 银行代客涉外收付款是国际收支统计的组成部分，但其统计原则与国际收支采用的权责发生制原则不同，采用资金收付制原则，且其仅反映境内非银行部门与非居民之间的资金流动状况，不能反映实物交易和银行自身的涉外交易，统计范围小于国际收支统计。 2020-06-19/safe/2020/0619/16471.html
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近期，为有效应对疫情对萍乡市外贸企业的影响，国家外汇管理局萍乡市中心支局组织召开了萍乡市开放型经济发展座谈会。外汇局江西省分局、萍乡市中心支局、萍乡市政府金融办、萍乡市财政局、萍乡市商务局、各县区商务局相关人员参加了会议。 会上，萍乡市中心支局通报了萍乡市开放型经济主要情况，分析了当前外贸经济发展面临的形式和问题，各参会人员介绍了本单位促进开放型经济发展的主要措施，并就“如何提升萍乡市开放型经济发展质量”展开了讨论。 2020-06-15/jiangxi/2020/0615/1436.html
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问：境外个人职工报酬购汇需要提供哪些材料？ 答：境外个人职工报酬购汇需要提供哪些材料，凭本人有效身份证件和有交易额的相关证明材料（含税务凭证）办理。 2020-06-16/jiangxi/2020/0616/1437.html
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问：个人可以通过个人外汇结算账户办理占用额度的结售汇业务吗？ 答：不可以。个人外汇结算账户用于个人贸易业务办理，属于不占用额度的贸易结售汇业务。个人占用额度的结售汇业务，应通过个人储蓄账户办理。 2020-06-18/jiangxi/2020/0618/1439.html
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问：境外个人每天结汇的额度是多少？ 答：境外个人与境内个人一样，年度结汇额度均为每人每年等值5万元。 2020-06-17/jiangxi/2020/0617/1438.html