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2月28日上午，中国人民银行宁波市分行召开“本外币协同 金融支持宁波经济高质量发展”新闻发布会。中国人民银行宁波市分行副行长李巧琴、货币信贷政策管理处副处长盛英豪、国际收支处副处长项秀强、农业银行宁波市分行副行长胡波霞、宁波银行副行长付文生出席并回答记者提问。以下为文字实录： 中国人民银行宁波市分行办公室副主任 傅晓燕： 各位媒体朋友们，大家上午好！非常感谢大家来参加“本外币协同 金融支持宁波经济高质量发展”新闻发布会。过去一年，宁波市经济运行总体平稳，高质量发展扎实推进，GDP同比增长4.9%。相信大家对过去一年宁波市金融运行情况、政策举措落实情况以及下一步工作打算都非常的关心。今天我们邀请了中国人民银行宁波市分行副行长、新闻发言人李巧琴，货币信贷政策管理处副处长盛英豪、国际收支处副处长项秀强、农业银行宁波市分行副行长胡波霞、宁波银行副行长付文生，请他们介绍相关情况，并回答大家关心的问题。 我们也非常高兴地邀请到浙江日报、浙江之声、宁波日报、宁波晚报、宁波电视台、宁波电台、宁波金融、网易新闻宁波站8家媒体代表，感谢大家长期以来对人民银行工作的关心和支持！ 下面进行发布会第一个环节，请人民银行宁波市分行副行长、新闻发言人李巧琴介绍2025年金融支持宁波市经济高质量发展相关情况，大家欢迎。 中国人民银行宁波市分行副行长、新闻发言人 李巧琴：各位媒体朋友，大家上午好！感谢大家一直以来对宁波金融工作的关心和支持。下面由我代表中国人民银行宁波市分行、国家外汇管理局宁波市分局，向大家介绍2025年金融支持宁波市经济高质量发展相关情况。 2025年以来，全市金融系统坚持以习近平新时代中国特色社会主义思想为指导，深入贯彻党的二十届四中全会、中央经济工作会议精神，紧紧围绕党中央、国务院和市委市政府各项决策部署，认真落实上级行工作要求，有效贯彻适度宽松的货币政策，做精做优金融“五篇大文章”，持续深化高水平对外开放，为宁波经济高质量发展贡献金融力量。 一、适度宽松的货币政策发力显效，金融运行保持“稳”的态势 （一）融资总量平稳增长。我们第一时间召集金融机构主要负责人落实一揽子货币政策，强化逆周期调节和引导，推动金融机构深入挖掘有效信贷需求、合理把握信贷投放节奏。2025年末，全市社会融资规模存量同比增长7.8%，高于GDP增速2.9个百分点；社会融资规模新增4743.7亿元，直接融资增量占比23.7%。各项贷款余额4.62万亿元，同比增长8.5%，增速高于全国、全省，位居计划单列市首位；全年贷款新增3617.9亿元。 （二）推动社会融资成本低位运行。发挥政策利率带动作用，贷款利率稳中有降。强化利率政策执行和监督，督促金融机构合理确定存贷款利率，并组织金融机构开展明示企业贷款综合融资成本工作，助力融资成本有序下行。2025年12月，全市新发放企业贷款利率3.01%，新发放个人住房贷款利率3.05%，处于历史低位。 （三）强化央地政策协同。在推动落实各项金融政策的过程中，我们注重加强与财政政策、产业政策的协同，提升政策措施的落地效果。如会同市委金融办出台科技型企业发债、无还本续贷贴息政策，协助市经信局将技术改造贷款贴息比例由1%提高至1.5%，与市科技局、市市场监管局联合开发“甬新贷”“甬质贷”，让“创新积分”和质量信息等转化为可贷资产。 二、做好金融“五篇大文章”，服务实体经济实现“新”的突破 （一）构建“1+N”政策体系。坚持“系统推进”加“重点突破”，锚定科技、绿色、乡村振兴等领域，牵头印发宁波市金融“五篇大文章”实施方案，形成“1+5+N”政策体系。2025年末全市金融“五篇大文章”贷款余额超2万亿元，同比增长12.3%，高于全部贷款增速3.8个百分点，增量占比60.9％，“五篇大文章”重点领域已成为金融机构信贷投放的主阵地。 （二）用好结构性货币政策工具。加大央行资金的激励引导，2025年末，全市共落地支农支小再贷款、再贴现等各类结构性货币政策工具资金694.6亿元，同比增长35.8%。创新“甬贴通”工作机制，向“五篇大文章”重点领域推送企业名单近4万家，再贴现办理金额同比增长12.3%。全市科技创新和技术改造再贷款、股票回购增持再贷款、服务消费和养老再贷款、碳减排支持工具金额均居全省前列。 （三）以专项行动为抓手提升金融服务质效。我们重点开展了三项专项行动：一是“金火炬”专项行动，创新“金火炬”综合服务签约方式，2025年签约1134家。以“甬新贷”“小银团”为重点，科技信贷创新产品充分适配初创期、成长期、成熟期企业的需求，2025年发放相关贷款超1200亿元。推动债券市场“科技板”落地，建立“分层精选、分类辅导、动态培育”工作机制，强化民营企业债务融资工具“首发培育”，全年发行3笔民企科创债、1笔科创金融债，金额43.5亿元。二是“金色乡村”专项行动，实施“强基、兴业、富民、促治”四大工程，精准支持“强城”“兴村”“融合”，推动缩小“三大差距”，被评为全省“金融赋能助缩差”典型案例。三是“数字甬金”专项行动，以数字要素和数字技术为驱动，推动金融机构数字化转型。持续开展首贷户拓展、信用融资破难等活动，强化对民营、小微主体的金融支持。 三、优化提升金融管理和服务水平，便民举措彰显“暖”的底色 （一）不断提升支付服务便利性。聚焦群众“急难愁盼”，持续优化外籍来华人员、老年群体、农村地区的支付服务。推动建成运营宁波机场国际服务中心、100家支付服务适老化特色网点，外卡刷卡交易额同比增长13.5%。指导宁波银联上线“已故人员银行卡账户线索查询服务”。 （二）切实强化征信赋能。我们联合地方政府、金融机构、行业协会，开展资金流信息平台宣传推广应用，通过查询资金流信息平台信息，为企业新增贷款297.2亿元。落实一次性信用修复政策，支持信用受损但积极还款的个人高效便捷重塑信用，为经济高质量发展注入内生动力。建成“城镇一刻钟征信查询服务生态圈”。 （三）扎实推进数字人民币扩面提质。印发《深入推进宁波市数字人民币应用的行动方案》，创新“甬学保”、宁波WTA500网球赛等数字人民币应用场景，建成覆盖交通出行、民生消费、乡村振兴、医疗卫生、智慧校园以及金融“五篇大文章”领域的数字人民币应用生态体系。全市数字人民币业务呈现稳步发展态势，各项主要指标居全省前列。 （四）持续下沉国债服务。我们推动建设国债下乡高质量服务网点73个，开展进政府、进企业、进社区、进乡村、进校园、进老年大学国债宣传，2025年国债销售额、国债下乡金额分别同比增长47.7%和80.3%。 2026年是“十五五”规划的开局之年，做好金融工作意义重大。人民银行宁波市分行将认真落实上级行和市委市政府工作部署，落实好适度宽松的货币政策，主动作为、开拓进取，为宁波经济社会高质量发展贡献更多金融力量。 我先介绍这么多，谢谢！ 中国人民银行宁波市分行办公室副主任 傅晓燕：谢谢李行长。刚才，李行长从三方面介绍了2025年金融支持宁波市经济高质量发展举措及成效，相信大家对相关工作已经有了较为全面的了解。下面进行发布会的第二个环节，欢迎在座的各位媒体朋友围绕今天的主题提问。 浙江日报宁波分社记者：宁波是外贸大市，港口经济特色突出。2025年内外部形势复杂多变，请问人民银行宁波市分行在支持宁波开放型经济应对形势变化、实现平稳发展方面，有什么好的做法？ 中国人民银行宁波市分行副行长、新闻发言人 李巧琴：感谢您的提问。宁波外贸依存度高，稳住外贸基本盘对宁波而言意义重大。2025年，面对复杂严峻的外部形势，宁波市分行紧紧围绕党中央和上级行关于金融支持稳外资稳外贸各项工作部署，在稳供给、优服务、防风险等方面积极作为、精准施策，支持开放型经济稳健发展。 一是精准撬动，保障融资供给。发挥央行结构性货币政策工具撬动作用。从支农支小再贷款新增额度中单列100亿元，支持金融机构为外贸企业提供融资帮扶，带动法人银行精准支持外贸领域贷款新增180亿元。开辟再贴现办理绿色通道。办理再贴现14.91亿元，引导金融机构支持外贸领域票据融资，贴现加权平均利率1.17%，惠及近千家有需求的出口企业。会同财政、人社等部门推出全额贴息的“薪资贷”产品，有效保障小微外贸企业职工薪资发放需求。 二是集成创新，优化金融服务。全面落地外汇总局一揽子政策，放宽服务贸易代垫业务管理等5项政策在全国全省领先。迭代推动高水平开放试点。推动试点扩围提质，业务笔数和金额分别同比增长28%、16%。合规审慎银行扩大至20家，优质企业增至1287家，中小企业、专精特新企业占比分别提升至75%、18%。探索“优质企业+”结算模式，发挥核心优质企业增信赋能效应，覆盖涉外个人、下游货代、境外服务等更多领域，惠及430家企业、5000余名个人。积极拓宽新业态阳光化结算渠道，探索“外综服+跨境电商”便利化结算模式，差异化管理新型离岸贸易。“一企一策”分类解决新兴市场拓展中的贸易资金结算问题，指导重点银行推出10项针对性举措，形成21个典型案例并推广至全市。进一步提升涉外支付便利度。建成宁波机场国际服务中心。全年外卡刷卡交易额、涉外移动支付交易额分别同比增长13.5%和103.7%。 三是精耕细作，助力企业应对汇率波动。支持企业用好汇率避险工具。开展“汇率避险 阿拉同行”系列活动，加强“汇率风险中性”理念宣导。联合商务、财政、金融办，对符合条件的中小外贸企业买入汇率期权，财政补助30%、银行承担40%。叠加已有的远期结售汇政策性担保、“首办户”奖励、补助等政策，形成具有宁波特色的汇率避险“四大奖补”政策体系。积极推广使用跨境人民币。深入开展跨境人民币服务实体经济三年行动。支持宁波银行成功获得人民币跨境支付系统（CIPS）直接参与者资格，实现人民币跨境资金的实时清算和结算。打造“ODI资本金汇出+境内采购款回流”本币结算闭环，推动境外合作园区建设等项目和大宗商品、海运等领域使用跨境人民币结算。2025年，跨境人民币结算量、占比、企业家数实现“三提升”，经常项目和直接投资结算量同比增长18.6%，高于全省5.7个百分点。 宁波电视台记者：近年来，人民银行出台了一系列的结构性货币政策工具来支持经济结构调整和转型升级，请问这些工具在宁波的落地情况如何？ 中国人民银行宁波市分行货币信贷政策管理处副处长 盛英豪：感谢您的提问。为推进经济结构优化升级，人民银行总行不断调整和完善结构性货币政策工具体系，激励引导金融机构向重大战略、重点领域和薄弱环节提供金融服务。人民银行宁波市分行积极贯彻落实上级行工作部署，聚焦金融“五篇大文章”，用好用准结构性货币政策工具。具体来看： 在科技金融领域，我分行持续加强跨部门协同推进合力，督促金融机构积极对接有融资需求的企业和项目。截至2025年末，我市符合条件的金融机构共发放科技创新和技术改造再贷款支持领域的贷款420.81亿元，余额居全省首位；推动年末全辖科技贷款余额达到7716.5亿元，增速高于全部贷款增速1.9个百分点。 在绿色金融领域，我分行强化与相关政府部门联动，梳理共享绿色工厂、绿色园区、绿色供应链等企业清单，组织金融机构进行融资对接。碳减排支持工具推出以来，我市符合条件的金融机构累计发放碳减排贷款190.8亿元，带动碳减排量309.9万吨；落地碳减排支持工具资金85.4亿元，金额位居全省第二。 在普惠金融领域，我分行积极发挥支农支小再贷款激励引导作用，落实浙江省分行“三个200亿”专项行动，重点支持稳外贸、促消费、强科创。2025年末，我市支农支小再贷款发放余额483.70亿元，同比增长11.3%，推动涉农贷款增速居全省第一，推动全市中小微企业贷款全年新增3254.03亿元，余额同比增长13.9%。 在养老和消费领域，我分行指导金融机构加大对服务消费、银发经济领域的融资对接和信贷投放。截至2025年末，我市符合条件的金融机构已发放服务消费与养老再贷款支持领域的贷款221.2亿元，居全省首位，养老产业贷款余额同比增长78.7%。 这里需要说明的是，从结构性货币政策工具的运行机制来看，首先是金融机构按照市场化原则自主选择、自担风险，向企业发放贷款；然后才是人民银行根据金融机构的申请和相关激励机制，向金融机构发放再贷款，不是人民银行直接或间接向企业发放贷款。通过结构性货币政策工具的使用，人民银行以适当优惠的利率向金融机构供给基础货币，并与金融机构向重点支持领域发放的贷款量挂钩，有效促进了信贷结构的优化。 宁波晚报记者：请问2025年宁波市跨境资金流动的整体运行态势如何？今年外汇局宁波市分局在推动跨境贸易投融资便利化方面，会有哪些新的举措？ 中国人民银行宁波市分行国际收支处副处长 项秀强：感谢您对宁波外汇形势的关注。2025年，在复杂严峻的外部环境下，宁波市涉外经济保持韧性，跨境收支总体稳健，全年宁波市实现跨境收支顺差637亿美元、结售汇顺差482亿美元，两项顺差规模均居全国第4位，分别同比增长15%和15.2%。 2026年，我们将按照中国人民银行、国家外汇管理局工作部署，坚持“外汇为民”的理念，聚焦市场主体跨境贸易结算和投融资便利化诉求，持续深化外汇领域改革试点、全域提升跨境金融服务质效，为宁波涉外经济高质量发展贡献外汇力量。一是推动外汇领域改革试点政策红利惠及更多市场主体。我们将深化跨境贸易高水平开放试点，探索优质企业“便利化+”场景突破。落地落实一揽子跨境投融资便利化措施，积极发挥存量和增量政策集成效应，持续推进绿色外债外汇管理试点、中小科技型企业跨境融资便利化，推进跨国公司本外币资金池迭代升级和增量扩面，有效挖掘资金池政策潜力。二是更好发挥外汇展业改革“为企业减负、为银行增效、为监管提质”作用。我们将加强政策辅导与沟通，依规落实银行尽职免责审议评议机制，激励银行“愿干、敢干”，稳步拓展改革覆盖面。引导银行运用大数据、人工智能等技术优化展业流程，提升业务办理质效。督促银行健全事后监测体系，构建全流程的风险识别、预警和处置闭环，确保不发生系统性风险。三是持续优化跨境结算和汇率避险服务。我们将积极引导银行转变传统审单方式，探索凭交易电子信息为贸易新业态提供高效、安全的资金结算服务。深化跨境金融服务平台应用，积极挖掘新场景需求。推动银行健全汇率避险工作机制，开发简单好用的汇率避险产品，用好用足汇率避险“四大奖补”政策，帮助企业降低套保成本。四是持续优化县域跨境金融服务。我们将以两项机制、两个阵地、两个载体为抓手，有序推进“提升县域跨境金融服务三年行动”。机制上，协同运行县域“四员直联”和外汇自律机制；阵地上，充分发挥县域派出机构、外汇服务站两大实体阵地作用；载体上，政策宣传线上线下同步推进，一方面，持续开展“走进县域”系列政策宣传活动，另一方面推广应用“之江易汇”小程序，力争县域政策精准直达、服务便利获取、诉求高效办理。 宁波日报记者：当前，宁波正在全力建设全球先进制造业高地。农行作为国有大行，在金融支持智能制造、发展新质生产力方面，有哪些具体的举措？ 农业银行宁波市分行副行长 胡波霞：感谢您的提问。2025年，农行宁波市分行坚决贯彻党中央、国务院决策部署，锚定“金融服务先进制造业的样板银行”特色定位，不断完善金融服务体系和工作机制，截至2025年末，制造业贷款余额在同业中率先突破1300亿元，年增量222亿元，服务各类制造业企业超8000户，制造业贷款不良率0.067%，信贷供给量、服务覆盖面、可持续发展能力保持同业领先优势。一年来，主要做好以下几方面工作： 一是加大融资供给，赋能制造业转型升级。我们立足于宁波制造业发展优势，聚焦重点领域持续加大信贷投放力度，制造业贷款占各项贷款比重超31%，在农行系统和区域同业中均处于领先水平。支持先进产业方面，对高端装备、新材料、新能源汽车等产业集群加大优质信贷资源投放，战略新兴产业贷款余额达625亿元，年增量161亿元，均居可比同业首位。服务重点客群方面，强化投贷债一揽子综合服务，国家级制造业单项冠军、专精特新小巨人企业合作覆盖率分别达91%和82%。助力产业升级方面，积极推进政策工具应用，设备更新再贷款清单项目贷款余额近120亿元，信贷投放量、服务项目数和申请贴息额均居可比同业首位。加大中长期贷款投放，中长期制造业贷款余额达569亿元，年增量56亿元。 二是完善产品体系，精准适配多元化需求。一方面，我们加速创新产品服务模式，迭代升级农行特色的“金穗亩均贷”产品，靶向支持规上工业企业。创新“渠道e贷”“设备e贷”等特色供应链产品，高效解决产业链上下游资金融通难题。同时，为赋能制造业企业“走出去”，我们积极向总行争取跨境融资差异化政策，可直接审批跨境直贷、跨境并购、NRA账户融资等业务，高效做好企业资金保障。另一方面，我们充分发挥综合化经营优势，加强与农银系子公司的联动服务，设立AIC股权投资基金、浙江社保科创宁波直投子基金等4支管理基金，满足先进制造业企业不同阶段的发展需求，成功落地了全市首笔AIC股权出资，为企业创新发展注入资本动能。 三是整合要素资源，构建金融服务生态圈。我们以数字科技赋能，创新应用农总行产业金融服务平台，引入内外部数据和大模型工具，为全市超11万家产业客户精准画像，并提供“一企一策”服务方案。为110余家专精特新企业上线农行司库平台，定制财资管理一站式解决方案。我们不断优化资本市场服务，联动农银国际，全力支持两家制造业龙头企业在港股上市。聚焦科技创新、绿色发展等重点领域做大债券承销，成功发行全市首笔超短期类科技创新债券和绿色债券，份额位居同业首位。我们持续加强政银企联动，深度参与“投资宁波”半导体产业对接会、宁波AI大赛、“创客中国”及中国创新创业大赛等产融对接活动，做好金融服务的精准滴灌，累计新增授信超8亿元，着力助推优质制造业项目在宁波落地。 2026年是“十五五”规划开局之年，农行宁波市分行将继续发挥国有银行优势，不断做精做优专业化金融服务，为宁波高水平推进新型工业化、打造全球先进制造业高地贡献更多的农行力量。 网易新闻宁波站记者：作为长期扎根本土的法人银行，宁波银行在支持宁波中小微企业发展、与实体经济同频共振上有什么特色做法？ 宁波银行副行长 付文生：感谢您的提问。2025年是“十四五”收官之年,也是“十五五”蓄势开局的关键节点。宁波银行紧扣宁波地方经济发展实际，将普惠金融作为践行金融工作政治性、人民性的核心抓手，坚持“保量、提质、稳价、优结构”工作主线，取得阶段性成效。 一方面，信贷投放持续提升，资金供给能力显著增强。截至2025年末，我们在宁波地区普惠贷款总额达到948亿元，较年初新增98亿元。持续深化小微企业融资协调机制，全年累计走访小微企业和个体工商户超1.7万户，发放贷款客户近1.4万户，发放贷款金额超440亿元，切实做到“资金跟着需求走、服务围着企业转”。 另一方面，客户覆盖面持续拓宽，普惠底色更加鲜明。我们坚守“做真普惠、真做普惠”理念，将服务触角延伸到更多小微主体。截至2025年末，我们在宁波地区普惠客户总数突破16.7万户，普惠贷款余额占全行表内贷款余额18.51%，用实际行动践行了金融服务实体经济的初心使命。 下面我结合三个方面的工作举措，向大家作简要汇报： 一是抢抓政策红利，为普惠金融发展提供坚实支撑。国家层面，普惠金融被列为“五篇大文章”之一，监管部门从信贷倾斜、降费让利、科技赋能等方面持续加力；地方层面，宁波市“金色乡村”行动、小微企业贴息等政策精准落地。我们坚持将政策红利转化为服务动力，推动普惠业务实现跨越式发展。 二是深耕区域特色产业，抢滩普惠金融新赛道。我们坚持深耕宁波产业特色，因地制宜推出“电商贷”“软件贷”等差异化产品，精准满足电商、汽配、物流等行业需求。同时，紧扣“十五五”规划，聚焦低空经济、人工智能、消费电子、新材料、人形机器人、海洋经济等10个热门赛道，成立普惠专班，推出“创新贷”“甬知E贷”等专属产品，并融合管理、技术、产业链、供应链赋能，放大普惠金融成效，助力实业创新。 三是强化专业经营，激发“敢贷愿贷”内生动力。我们坚持普惠专营机制，自2006年起，在总分支单独设立零售公司条线，目前专职从业人员超2500人。考核上，普惠贷款增量指标分解到人、权重持续提升；资源上，实行普惠信贷额度单列，落实FTP、税收、补贴等专项政策。通过机制保障与资源倾斜，一线动能显著增强，普惠服务质效全面提升。 下阶段，宁波银行将继续锚定服务实体本源，以更精准的举措、更务实的行动，为宁波高质量发展贡献更大金融力量。 中国人民银行宁波市分行办公室副主任 傅晓燕 ：感谢各位媒体朋友对宁波金融工作的关心支持。由于时间关系，现场提问环节到此结束。下一步，人民银行宁波市分行将认真贯彻党中央、国务院金融宏观政策，为宁波经济高质量发展营造良好的货币金融环境。今天的新闻发布会就到这里，谢谢大家。 2026-03-04/ningbo/2026/0304/2537.html
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国家外汇管理局统计数据显示，2026年2月，银行结汇14338亿元人民币，售汇11362亿元人民币。2026年1-2月，银行累计结汇34385亿元人民币，累计售汇25819亿元人民币。 按美元计值，2026年2月，银行结汇2064亿美元，售汇1636亿美元。2026年1-2月，银行累计结汇4927亿美元，累计售汇3701亿美元。 2026年2月，银行代客涉外收入41684亿元人民币，对外付款39211亿元人民币。2026年1-2月，银行代客累计涉外收入96406亿元人民币，累计对外付款88185亿元人民币。 按美元计值，2026年2月，银行代客涉外收入6001亿美元，对外付款5645亿美元。2026年1-2月，银行代客累计涉外收入13817亿美元，累计对外付款12640亿美元。 附：名词解释和相关说明 银行结售汇是指银行为客户及其自身办理的结汇和售汇业务，包括远期结售汇履约和期权行权数据，不包括银行间外汇市场交易数据。银行结售汇统计时点为人民币与外汇兑换行为发生时。其中，结汇是指外汇所有者将外汇卖给银行，售汇是指银行将外汇卖给外汇使用者。结售汇差额是结汇与售汇的轧差数。 远期结售汇签约是指银行与客户协商签订远期结汇（售汇）合同，约定将来办理结汇（售汇）的外汇币种、金额、汇率和期限；到期外汇收入（支出）发生时，即按照远期结汇（售汇）合同订明的币种、金额、汇率办理结汇（售汇）。 远期结售汇平仓是指客户因真实需求背景发生变更、无法履行资金交割义务，对原交易反向平盘，了结部分或全部远期头寸的行为。 远期结售汇展期是指客户因真实需求背景发生变更，调整原交易交割时间的行为。 本期末远期结售汇累计未到期额是指银行与客户签订的远期结汇和售汇合同在本期末仍未到期的余额；差额是指未到期远期结汇和售汇余额之差。 未到期期权Delta净敞口是指银行对客户办理的期权业务在本期末累计未到期合约所隐含的即期汇率风险敞口。 银行代客涉外收付款是指境内非银行居民机构和个人（统称非银行部门）通过境内银行与非居民机构和个人之间发生的收付款，不包括现钞收付和银行自身涉外收付款。具体包括：非银行部门和非居民通过境内银行发生的跨境收付款（包括外汇和人民币），以及非银行部门和非居民之间通过境内银行发生的境内收付款（暂不包括境内居民个人和机构与境内非居民个人之间发生的人民币收付款），统计时点为客户在境内银行办理涉外收付款时。其中，银行代客涉外收入是指非银行部门通过境内银行从非居民收入的款项，银行代客对外支出是指非银行部门通过境内银行向非居民支付的款项。 2026-03-18/ningbo/2026/0318/2539.html
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为推动党建与业务深度融合，提升服务实体经济高水平开放与高质量发展质效，近日，宁波市分局外汇管理处党支部与辖内一家企业党支部联合开展主题党日活动。分局局长参加支部主题党日活动。 全体党员集体学习了习近平总书记关于金融工作的重要论述，参观了企业展厅和生产调度中心。企业有关负责人围绕公司发展历程、当前外贸外汇形势等内容展开介绍，并就企业全球资金运营、外汇收支便利化、动产融资统一登记等提出相关诉求。分局局长围绕跨国公司本外币一体化资金池、跨境贸易高水平开放试点等外汇政策进行现场解读，并从数据共享与商业化应用、推动人民币国际化与汇率风险管理、提升外汇收支便利化水平、拓宽企业融资渠道等方面，对企业如何用足用好金融和外汇政策提出了针对性建议。 此次联学联建活动，不仅丰富了党建活动形式，更搭建了汇企沟通的新桥梁。下一步，宁波市分局将继续强化党建引领，深入推动党建工作与业务工作深度融合，将党建优势转化为服务涉外经济高质量发展的强大动能。 2026-03-18/ningbo/2026/0318/2541.html
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日前，国家外汇管理局公布了2026年2月银行结售汇和银行代客涉外收付款数据。国家外汇管理局副局长、新闻发言人李斌就2026年2月外汇市场形势回答了记者提问。 问：您如何评价2月以来我国外汇市场运行情况？ 答：2月以来，国际地缘政治冲突加剧，国际金融市场波动加大，我国外汇市场运行总体稳健。从交易规模看，2月，外汇市场交易量为2.6万亿美元，企业、个人等非银行部门跨境收支合计1.2万亿美元，剔除春节假期影响后，日均环比分别增长2%和12%。从外汇供求看，2月，企业和个人等非银行部门跨境资金净流入356亿美元，环比下降57%。其中，货物贸易项下跨境资金净流入678亿美元，环比下降26%。2月，银行结售汇顺差428亿美元，环比下降46%。从3月以来的情况看，跨境资金流入和流出基本均衡，供求较为平衡。总的来看，当前我国涉外经济平稳发展，外汇市场交易保持活跃，企业等主体结汇意愿稳中有降，购汇需求基本稳定，市场预期总体平稳。 2026-03-18/ningbo/2026/0318/2540.html
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日前，国家外汇管理局公布了2026年1月银行结售汇和银行代客涉外收付款数据。国家外汇管理局副局长、新闻发言人李斌就2026年1月外汇市场形势回答了记者提问。 问：新年伊始，请问我国外汇市场形势如何？有何变化？ 答：今年以来，国际金融市场波动和分化加大，我国外汇市场继续稳健运行。跨境资金保持净流入，规模较上月有所回落。1月，银行结售汇顺差、企业和个人等非银行部门跨境资金净流入较上月分别下降20%和28%。受季节性等因素影响，岁末年初企业收款和结汇增加较快，随着需求逐步释放，近期企业收款和结汇增长放缓。从主要渠道看，1月，货物贸易项下资金净流入较上月下降27%，服务贸易项下资金净流出增长23%，证券投资项下资金净流入保持稳定。总的来看，我国外汇市场交易活跃、预期平稳，跨境资金流动更趋稳定。 2026-02-24/ningbo/2026/0224/2532.html
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2025年四季度，我国经常账户顺差17137亿元，其中，货物贸易顺差21043亿元，服务贸易逆差2845亿元，初次收入逆差1552亿元，二次收入顺差491亿元。资本和金融账户（含当季净误差与遗漏）逆差17137亿元，其中来华直接投资保持净流入。2025年，我国经常账户顺差52427亿元，资本和金融账户（含四季度净误差与遗漏）逆差54217亿元。 按美元计值，2025年四季度，我国经常账户顺差2421亿美元，其中，货物贸易顺差2973亿美元，服务贸易逆差402亿美元，初次收入逆差220亿美元，二次收入顺差69亿美元。资本和金融账户（含当季净误差与遗漏）逆差2421亿美元。2025年，我国经常账户顺差7349亿美元，资本和金融账户（含四季度净误差与遗漏）逆差7602亿美元。 按SDR计值，2025年四季度，我国经常账户顺差1776亿SDR，其中，货物贸易顺差2181亿SDR，服务贸易逆差295亿SDR，初次收入逆差161亿SDR，二次收入顺差51亿SDR。资本和金融账户（含当季净误差与遗漏）逆差1776亿SDR。2025年，我国经常账户顺差5437亿SDR，资本和金融账户（含四季度净误差与遗漏）逆差5609亿SDR。 2026-02-24/ningbo/2026/0224/2531.html
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国家外汇管理局统计数据显示，截至2026年2月末，我国外汇储备规模为34278亿美元，较1月末上升287亿美元，升幅为0.85%。 2026年2月，受主要经济体宏观经济数据、货币政策及预期等因素影响，美元指数上涨，全球主要金融资产价格涨跌互现。汇率折算和资产价格变化等因素综合作用，当月外汇储备规模上升。我国经济稳中有进、向新向优发展，长期向好的支撑条件和基本趋势没有改变，有利于外汇储备规模保持基本稳定。 2026-03-10/ningbo/2026/0310/2538.html
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为完善企业汇率风险管理服务、进一步提升汇率避险工作质效，2月13日上午，我分局组织6家银行研究探讨汇率避险工作。 会上，分局副局长与各银行参会人员围绕外汇套期保值影响因素、合理的企业套保率水平、汇率避险成效评估及如何进一步提升汇率避险工作质效等议题展开深入交流。此次座谈会进一步摸清了当前形势下涉外企业运用汇率避险产品的难点和推进工作的要点所在，为后续开展相关工作拓展了思路。 2026-02-25/ningbo/2026/0225/2533.html
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国家外汇管理局统计数据显示，2026年1月，中国外汇市场（不含外币对市场，下同）总计成交27.54万亿元人民币（等值3.93万亿美元）。其中，银行对客户市场成交4.61万亿元人民币（等值0.66万亿美元），银行间市场成交22.93万亿元人民币（等值3.27万亿美元）；即期市场累计成交10.39万亿元人民币（等值1.48万亿美元），衍生品市场累计成交17.14万亿元人民币（等值2.45万亿美元）。 2026-03-02/ningbo/2026/0302/2534.html
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The branches and foreign exchange administrative departments of the State Administration of Foreign Exchange (SAFE) in all provinces, autonomous regions, and municipalities directly under the Central Government; the branches in Shenzhen, Dalian, Qingdao, Xiamen, and Ningbo; and the head offices of designated Chinese-funded foreign exchange banks: To standardize and improve foreign exchange administration for overseas listings, relevant issues are hereby notified in accordance with the Regulations of the People's Republic of China on Foreign Exchange Administration: I. The overseas listing herein refers to the overseas public offering of securities allowed by laws and regulations (overseas shares), including shares (such as preferred shares and share-based derivative securities) and corporate bonds convertible to shares, and public trading of these overseas shares on an overseas stock exchange by a joint stock limited company registered in China (domestic company) upon the approval from the China Securities Regulatory Commission (CSRC). II. The SAFE, its branches/sub-branches and foreign exchange administrative departments (hereinafter referred to as foreign exchange authorities) supervise, administrate and inspect the activities including transaction registration, account opening and use, cross-border receipts/payments and funds remittance involved in overseas listings of domestic companies. III. A domestic company shall, within 15 working days after completion of the overseas listing, register for overseas listing with the foreign exchange authority in the locality where it has been incorporated (local foreign exchange authority) by presenting the following documents: (I) A written application attached with the Registration Form for Overseas Listing (Appendix 1); (II) Document evidencing the CSRC's approval for overseas listing by domestic companies; (III) Announcements for the completion of the overseas offering; (IV) The required supplementary materials, if the contents of the above materials are not consistent or cannot prove the authenticity of the transaction. The local foreign exchange authority shall, after verifying the above documents are accurate, register the domestic company in the capital account information system (System), print the transaction registration certificate through the System, and issue the certificate to the domestic company after affixing its official seal to it. The domestic company shall use the registration certificate to open an account for overseas listing and conduct relevant transactions. IV. After a domestic company's overseas listing, where its domestic shareholders plan to increase/decrease the shares they hold in the company in accordance with relevant regulations, the said shareholders shall present the following materials to the local foreign exchange authority for overseas shareholding registration within 20 working days before the proposed share increase/decrease: (I) A written application attached with the Registration Form for Overseas Shareholding (Appendix 2); (II) Resolution of the meeting of the board of directors or shareholders' general meeting on the proposed increase/decrease (if any); (III) Approval documents from relevant departments such as the finance department and state-owned assets management authorities if necessary; (IV) The required supplementary materials, if the contents of the above materials are not consistent or cannot prove the authenticity of the transaction. The local foreign exchange authority shall, after verifying the above documents are accurate, register the domestic shareholder in the System, print the transaction registration certificate through the System, and issue the certificate to the domestic shareholder after affixing its official seal to it. The domestic shareholder shall use the registration certificate to open account(s) for increasing/decreasing the shares they hold in the overseas-listed company and conduct relevant transactions. V. A domestic company (other than banking financial institutions) shall use the registration certificate for overseas listing to open a special foreign exchange account for overseas listing of a domestic company (special account for overseas listing of domestic company) for its initial public offering (or subsequent offering) and repurchase with a domestic bank for funds remittance and transfer under relevant transactions (see Appendix 3 for the account type, scope of receipts/payments and notes). VI. A domestic company (other than banking financial institutions) shall open an RMB account for foreign exchange settlement and pending payment (unpaid account) with the bank who has opened for it the special account for overseas listing, for the company to deposit the RMB funds it receives from foreign exchange settled under its special account for overseas listing, the repatriated RMB funds raised through overseas listing, and the RMB funds remitted outward for repurchase of oversea shares, and the remaining repatriated funds after repurchase (see Appendix 3 for the range of receipts/payments under the account). VII. A domestic shareholder of an overseas listed company shall present the overseas shareholding registration certificate to open a special account for overseas shareholding with a domestic bank for funds remittance and transfer under relevant transactions involved in the increase/decrease or transfer of the shares he/she holds in the company (see Appendix 3 for the account type, scope of receipts/payments and notes). VIII. A domestic company and its domestic shareholders may open corresponding special overseas accounts overseas for the purpose of handling transactions involved in overseas listing (special overseas account). The scope of receipts/payments made via the overseas special overseas account shall meet the relevant requirements under Appendix 3. IX. A domestic company’s funds raised through overseas listing may be repatriated or deposited overseas, provided that the use of funds shall be consistent with the relevant terms and conditions set out in its disclosure documents including prospectus or corporate bonds issuance prospectus, announcement to shareholders, and resolution of board of directors or shareholders' general meeting (disclosure documents). A domestic company shall, in case of repatriation of the funds raised through issuing corporate bonds convertible to shares, remit the funds in its special domestic account for foreign debts and go through relevant procedures in accordance with regulations on foreign debts management. In case of proposed repatriation of the funds raised through offering of other types of securities, the company shall remit the funds in its special account for overseas listing (foreign exchange) or unpaid account (RMB). X. A domestic company may, in case of repurchase of its oversea shares, use eligible overseas and domestic funds pursuant to relevant regulations. The domestic company shall, in case of its use and outward remittance of domestic funds, go through funds transfer procedures with the opening bank through its special account for overseas listing (foreign exchange) or unpaid account (RMB), by presenting the registration certificate for overseas listing obtained after it registers the information relevant to the repurchase (including change if any) with the local foreign exchange authority (the company shall register the repurchase-related information within 20 working days prior to the proposed repurchase if it has not done so), and other explanatory materials or evidence. Upon completion of repurchase, any remaining funds previously remitted overseas for the repurchase shall be remitted back to its special account for overseas listing (foreign exchange) or unpaid account (RMB) of the domestic company. XI. A domestic company may apply to the opening bank, by presenting its registration certificate for overseas listing, for domestic transfer of or payment with funds under the special account for overseas listing, or for transfer of the funds to its unpaid account after the foreign exchange funds are settled, whenever necessary. XII. A domestic company shall, in case of domestic transfer of or payment with the funds under the unpaid account, present to the opening bank the document evidencing the consistency between the use of funds set forth in its disclosure documents for overseas listing and the purpose of repatriation and foreign exchange settlement; if the purpose is inconsistent with the use of funds specified in the disclosure documents or not specified in its disclosure documents, the company shall provide the resolution of its board of directors or shareholders' general meeting on change or clarification of the uses of relevant funds. The remaining repatriated funds for repurchase of overseas shares by the domestic company can be transferred directly or used to make payments within China. The opening bank shall, after careful review of the purpose of funds in the special account for overseas listing or unpaid account of the domestic company, conduct the transfer or payment for the company. XIII. A domestic shareholder may use eligible overseas and domestic funds to increase the oversea shares he/she holds in the domestic company in accordance with relevant regulations. A domestic shareholder shall, in case of its use and outward remittance of domestic funds, go through funds remittance procedures with the opening bank through his/her special account for overseas shareholding, and by presenting the registration certificate for overseas shareholding and explanatory documents or evidence regarding the share increase. Upon completion of the share increase, the remaining funds previously remitted overseas for share increase (if any) shall be remitted back into his/her special account for overseas shareholding. The domestic shareholder can apply to the bank for domestic transfer or foreign exchange settlement by presenting the registration certificate for overseas shareholding. XIV. The proceeds under the capital account from decrease/transfer of overseas shares of the domestic company by a domestic shareholder or from delisting from an overseas stock exchange by the domestic company may be deposited overseas or remitted back into the special account for overseas shareholding of domestic shareholder. In case of repatriation, the domestic shareholder may apply to the bank for domestic transfer or foreign exchange settlement by presenting the registration certificate for overseas shareholding. XV. A domestic company shall, within 15 working days as of the day when the following changes occur, go to the local foreign exchange authority for alteration registration by presenting a written application, updated Registration Form for Overseas Listing, and documents evidencing the authenticity of relevant transactions. In case of changes required to be approved or filed by a competent authority, the domestic company shall also present the reply or filing document for the alteration from the competent authority. (I) change in name, registered address, or major shareholder(s) of the overseas listed company; (II) change in capital including subsequent offering (including over-allotment) and conversion of capital reserve, surplus reserve or undistributed profits to share capital; (III) repurchase of overseas shares; (IV) conversion of convertible bonds to shares (for which the certificate for alteration or cancellation of registration for foreign debt is required); (V) change in shareholding structure of overseas listed company upon completion of increase/decrease, transfer or receipt of overseas shares by domestic shareholder; (VI) change in utilization plan and purpose which are originally registered for the funds raised overseas; and (VII) change in other relevant registered information. XVI. In case that a state-owned shareholder of the domestic company is required to contribute the proceeds from share decrease to the National Social Security Fund (social security fund) in accordance with the Interim Measures for Social Security Funds Raised through Decrease of State-owned Shares (Guofa No. 22 [2001]), the domestic company shall handle on behalf of the shareholder this matter, remit and transfer the relevant funds through its special account for overseas listing and unpaid account. The domestic company shall present the documents including the explanation of the proceeds from share decrease that should be contributed to the social security fund by the state-owned shareholder (including estimation of the proceeds and amounts required and expected to be contributed) and registration certificate for overseas listing to the opening bank which its special account for overseas listing and unpaid account are opened with, and apply for direct transfer of the proceeds from the share decrease (or transfer of the proceeds after foreign exchange is settled and transferred to the unpaid account) to a correspondent account which the Ministry of Finance has opened with a domestic bank. XVII. The reasonable fees relevant to overseas listing paid by a domestic company to overseas institutions including overseas regulatory authorities, stock exchange, undertaking institutions, lawyers and accountants shall be deducted from the funds raised through overseas listing, and in case that outward remittance of domestic funds is actually required (including outward remittance through foreign exchange purchase), the domestic company shall apply to the bank by presenting the following documents: (I) registration certificate for overseas listing; (II) list of payments for overseas listing which indicates the amount remitted overseas (including outward remittance through foreign exchange purchase) and corresponding items, and relevant certifying documents; and (III) taxation certificate evidencing the withholding of overseas corporate or personal income tax, in case that relevant overseas institutions are required to pay taxes to the domestic taxation authorities. XVIII. A domestic company shall, within 15 working days after its delisting from an overseas stock exchange, present the photocopies of relevant replies from its competent authorities, delisting announcement and other documents that prove the authenticity of the matter, as well as the registration certificate for overseas listing, and explanation on disposal of the relevant accounts and funds to the local foreign exchange authority to cancel the registration of overseas listing. The local foreign exchange authority shall take back the domestic company's registration certificate for overseas listing. XIX. The opening banks of a domestic company and its domestic shareholders shall report after the opening, change or closing of their relevant domestic accounts the information on the accounts in accordance with the Circular of the SAFE on Releasing the Rules for Collecting Data on Foreign Exchange Transactions by Financial Institutions (V1.0) (Huifa No.18 [2014]). XX. A domestic company, its domestic shareholders and relevant domestic banks shall make declaration of the balance of payments statistics on a timely basis in accordance with relevant regulations. XXI. In case that a domestic company, its domestic shareholders and relevant domestic banks violate this Circular, the foreign exchange authority can take regulatory measures in accordance with laws and impose administrative penalties pursuant to the Regulations of the People's Republic of China on Foreign Exchange Administration. XXII. The issues related to foreign exchange administration for overseas listing of domestic financial institutions shall be addressed in accordance with this Circular, unless settlement of foreign exchange for repatriated funds raised through overseas listing of domestic banking and insurance institutions is otherwise specified. XXIII. A domestic company that has been registered for overseas listing prior to the release of this Circular shall handle relevant matters in the following principles: (I) in case that the company has opened relevant accounts, and not all funds has been repatriated and settled, or in case of share allotment or subsequent offering which involves cross-border funds and foreign exchange settlement and purchase, the said company shall present its business registration certificate, to the opening bank to open an unpaid account, and handle subsequent business in accordance with this Circular. (II) in case that relevant accounts have not yet opened, this Circular shall prevail. XXIV. The application materials and the materials for registration and filing that are required under this Circular shall be made in Chinese and legally binding. Where there are versions in multiple languages, such as Chinese and other languages, the legally binding Chinese version shall prevail. XXV. This Circular shall be construed by the SAFE. XXVI. This Circular shall come into force as of the date of release, while the Circular of the State Administration of Foreign Exchange on Foreign Exchange Administration for Overseas Listings (Huifa No. 5 [2013]) shall be repealed. This Circular shall prevail in case of inconsistencies between other relevant foreign exchange regulations and this Circular. Upon receipt of this Circular, the SAFE branches shall forward it to central sub-branches, sub-branches, urban commercial banks, and foreign banks under their jurisdiction as early as possible, while the designated Chinese-funded foreign exchange banks shall, upon receipt of this Circular, forward it to their respective branches and sub-branches under their jurisdiction as early as possible. Please contact the Capital Account Administration Department of the SAFE if any difficulties are encountered in implementing this Circular. Appendices: 1. Registration Form for Overseas Listing 2. Registration Form for Overseas Shareholding 3. List of Relevant Accounts for Overseas Listing State Administration of Foreign Exchange December 26, 2014 FILE: Appendix1 Registration Form for Overseas Listing FILE: Appendix2 Registration Form for Overseas Shareholding FILE: Appendix3 List of Relevant Accounts for Overseas Listing 2015-01-28/en/2015/0128/753.html