-
As shown in the statistics of the State Administration of ForeignExchange (SAFE), in July 2020, the amount of foreign exchange settlement andsales by banks was RMB 1206.8 billion and RMB 1224.5 billion, respectively,with a deficit of RMB 17.7 billion. In the US dollar terms，the amount of foreignexchange settlement and sales by banks was USD 172.2 billion and USD 174.7billion, respectively, with a deficit of USD 2.5 billion. In particular, theamount of foreign exchange settlement and sales by banks for customers was RMB 1085.2billion and RMB 1062.7 billion, respectively, with a settlement of RMB 22.5billion; the amount of foreign exchange settlement and sales for banksthemselves was RMB 121.6 billion and RMB 161.8 billion, respectively, with a deficitof RMB 40.2 billion. During the period, newly signed contract amount of forwardforeign exchange settlement and sales was RMB 141.1 billion and RMB 81.7 billion,respectively, with a net newly signed contract amount of forward foreignexchange settlement of RMB 59.4 billion. At the end of July, outstanding amountof forward foreign exchange settlement and sales by the end of the current periodwas RMB 571.0 billion and RMB 464.5 billion, respectively, with a net outstandingamount of forward foreign exchange settlement of RMB 106.5 billion; the netDelta exposure of outstanding options was RMB -316.4 billion. During January to July 2020, the accumulative amount of foreignexchange settlement and sales by banks was RMB 7909.3 billion and RMB 7373.9billion, with an accumulative settlement of RMB 535.3 billion. In the US dollarterms, the accumulative amount of foreign exchange settlement and sales bybanks was USD 1125.6 billion and USD 1049.6 billion, with an accumulativesettlement of USD 76.0 billion. In particular, the accumulative amount offoreign exchange settlement and sales by banks for customers was RMB 6781.2billion and RMB 6409.3 billion, respectively, with an accumulative settlementof RMB 371.9 billion; the accumulative amount of foreign exchange settlementand sales for banks themselves was RMB 1128.0 billion and RMB 964.6 billion,respectively, with an accumulative settlement of RMB 163.4 billion. During theperiod, newly signed contract amount of forward foreign exchange settlement andsales was RMB 945.1 billion and RMB 475.3 billion, respectively, with a net newlysigned contract amount of forward foreign exchange settlement of RMB 469.8 billion. In July 2020, the amount of cross-border receipts and payments by non-bankingsectors was RMB 2717.3 billion and RMB 2731.5 billion, respectively, with a deficitof RMB 14.2 billion. During January to July2020, the accumulative amount of cross-border receipts and payments by non-bankingsectors was RMB 16243.2 billion and RMB 16173.3 billion, respectively, with an accumulativesurplus of RMB 69.8 billion. In the US dollar terms, in July 2020, the amount of cross-border receiptsand payments by non-banking sectors was USD 387.7 billion and USD 389.7billion, respectively, with a deficit of USD 2.0 billion. During January to July 2020, the accumulative amount of cross-borderreceipts and payments by non-banking sectors was USD 2311.2 billion and USD 2301.4billion, respectively, with an accumulative surplus of USD 9.7 billion. In addition, the State Administration of Foreign Exchange revisedthe data on cross-border receipts and payments by non-banking sectors fromJanuary to June 2020 based on the latest data, and released it through the “Dataand Statistics” section of the official website of the State Administration ofForeign Exchange. Addendum: Glossaryand relevant definitions Balance of payments(BOP) refers to all economic transactionsbetween residents and non-residents. Foreignexchange settlement and sales by banks refers to settlement and sale transaction that bank executes for customersand for the banks themselves, including statistic data onsettlements of forward contracts for foreign exchange settlementand sales and the exercises of option, and excludingthe transactions in the interbank foreign exchange market. The statistic reporting date of Foreign exchangesettlement and sales by banks should be the trade day of theForeignexchange settlement and sales transaction. By definition, foreignexchange settlement means foreign exchange holders sell foreignexchange to designated foreign exchange bank, and foreignexchange sales means designated bank sells foreign exchange to foreign exchange buyers. The net position of foreign exchange settlement andforeign exchange sales could be position squared throughtransactions on the inter-bank foreign exchange market, and it is one ofthe major contributors to the country’sforeign exchange reserve fluctuation, though it is not equal to netchange in foreign exchange reserves during the same period Unlikethe principle of balance-of-payments statistics, which cover the transactionsbetween residents and non-residents, foreign exchange settlement and sales bybanks only cover transactions of RMB and foreign currencies between banks and customers or on banks for themselves. Thenewly signed contract amount of forward foreign exchange settlement and sales refers to the binding forward contract between designated foreignexchange bank and client that predetermines foreign exchange currency, amount,exchange rate and tenor which to be executed upon maturity. Thenewly signed forward contract enables corporate to lock inadvance the exchange rate for the purchase or sale of a currency on a futuredate to manage relevant foreign exchange risk arising fromRMB volatility. In general, bank will hedge its foreign exchange risk exposures arise from the newly signed forward contract in the Interbank foreign exchange market. For example,when bank has net foreign exchange long position, bankwill short the equivalent amount of foreign exchange in the Interbank foreignexchange market in advance, or vice versa. Therefore, the newly signedcontract amount of forward foreign exchange settlement and sales is also one of contributors to China’s foreign exchange reserve fluctuation. Theunwind amount of forward foreign exchange settlement and sales refers to, where client is unable to perform the original forwardcontract due to change in its real demand, client to fully or partially closeits forward position by executing another deal with opposite direction to theoriginal contract. Therolling amount of forward foreign exchange settlement and sales refers to client to adjust the settlement date of original contract dueto change in its real demand. Theoutstanding amount of forward foreign exchange settlement and sales by the endof the current period refers to the total amount of forwardcontracts accumulated from all non-matured forward contracts with client. Thenewly signed contractamount and the outstanding amount should satisfy the equationthat: theoutstanding amount of forward foreign exchange settlement and sales by the endof the current period = theoutstanding amount of forward foreign exchange settlement and sales at the endof the previous period + the newly signed contract amount of forward foreignexchange settlement and sales for the period - settlements of forwardcontracts for foreign exchange settlement and sales for the period - the unwindamount of forward foreign exchange settlement and sales for the period. The net Deltaexposure of outstanding options refers to the implied foreignexchange spot risk exposure from outstanding option contracts that bank executedwith client. Bank shall hedge such risk in the foreign exchange market for risk management during deal life cycle. The cross-borderreceipts and payments bynon-banking sectors refers to the receipts andpayments between domestic non-banking sectors (including institutional and individual residents)and non-residentsthrough domestic banks, excluding receipts and payments in cash. In particular,the statisticsincludescross-border receipts and payments between non-banking sectors andnon-residents through domestic banks (including RMB and foreign currency), and domesticreceipts and payments between non-banking sectors and non-residents throughdomestic banks (temporarily excluding domestic receipts and payments in RMBbetween individual residents and non-resident individuals). Data are collected whencustomers conduct receipts and payments with non-resident counterparties atdomestic banks. Specifically, the receipts refer to the capitalof non-bankingsectors received fromnon-residents via domestic banks; the payments refer to the capitalof non-bankingsectors paid to non-residents via domestic banks. Thecross-border receipts and payments bynon-banking sectors is basedon cash basis, different from the accrual basis required by the Balance of Payments Statistics. The statistics merely reflectsthe cash flows between non-bankingsectors and non-residents and doesnot include barter transactions or transactions with non-residents conducted by the banks themselves. Therefore, the scope of the statistics is narrower than thatof the Balance of Payments Statistics. 2020-08-21/en/2020/0821/1740.html
-
2020年8月19日上午，外汇局江西省分局组织召开了2020年下半年外汇管理工作电视会议。会议传达了2020年下半年全国外汇管理工作会议精神，总结回顾了上半年全省外汇管理工作，分析了当前面临的经济金融和外汇收支形势，研究部署下一阶段外汇管理工作任务。2020年下半年，全省外汇管理系统将按照总行、总局半年工作会议部署，加强对经济金融形势的研判，统筹做好常态化疫情防控与支持涉外经济发展各项工作，适应国内大循环为主体、国内国际双循环相互促进的新发展格局，继续深化外汇改革开放，防范跨境资金流动风险，扎实做好“六稳”“六保”工作，充分发挥主观能动性和创造性，全力以赴做好下半年工作。一是持续释放外汇管理改革红利，落实稳企业、保就业工作任务。二是强化跨境收支分析与监测，适应外汇形势新情况和新挑战。三是落实“宏观审慎+微观监管”两位一体的监管框架，推进防范化解重大风险三年攻坚战如期收官。四是筑牢外汇管理内部管控基础，打造干净忠诚担当的高素质干部队伍。 2020-08-21/jiangxi/2020/0821/1481.html
-
2020年7月29日-7月30日，国家外汇管理局梧州市中心支局依次前往中国建设银行梧州分行、中国农业银行梧州分行以及交通银行梧州分行开展“稳外贸稳外资”专题调研。调研过程中，梧州市中心支局重点向银行了解各项优化外汇服务新政策的落地情况、重点企业的帮扶情况以及银行存在的工作难点，指导银行强化银企对接，用好金融科技发展产品创新，加大对涉外市场的金融支持力度，提振外贸发展信心。 2020-07-31/guangxi/2020/0731/1735.html
-
个人接收境外公司汇入的美元，有什么限制？ 答：个人从境外收汇，应遵循《个人外汇管理办法实施细则》（汇发〔2007〕1号）关于个人外汇账户收支范围的规定，区分主体类别和交易性质处理。其中个人收取经常项目非经营性外汇收入，可直接入个人外汇储蓄账户；收取经常项目经营性外汇收入或资本项目外汇收入，则应分别按个人贸易和资本项目的相关规定办理。 2020-08-17/jiangxi/2020/0817/1482.html
-
境外个人可以向境内直系亲属划转外汇吗？ 答：个人储蓄账户的资金划转按照《个人外汇管理办法实施细则》（汇发〔2007〕1号）第二十八条的相关规定办理。若双方均为境外个人，凭双方有效身份证件、直系亲属关系证明办理；若涉及境内个人和境外个人账户间的资金划转，按跨境交易办理。 2020-08-19/jiangxi/2020/0819/1484.html
-
在办理外汇转账时，卡对卡转账需要提供哪些证明材料？ 答：根据《个人外汇管理办法实施细则》（汇发〔2007〕1号）的规定，个人可办理本人或与其直系亲属之间同一主体类别的外汇储蓄账户间的资金划转。涉及同一主体类别账户非同名划转的，凭双方有效身份证件、直系亲属关系证明办理。 2020-08-18/jiangxi/2020/0818/1483.html
-
个人境内同名外汇储蓄账户之间的外汇划转，有没有金额限制？ 答：如为境内同名且同性质的个人外汇储蓄账户间的资金划转，无金额限制。 2020-08-20/jiangxi/2020/0820/1485.html
-
国家外汇管理局统计数据显示，2020年7月，银行结汇12068亿元人民币，售汇12245亿元人民币，结售汇逆差177亿元人民币；按美元计值，银行结汇1722亿美元，售汇1747亿美元，结售汇逆差25亿美元。其中，银行代客结汇10852亿元人民币，售汇10627亿元人民币，结售汇顺差225亿元人民币；银行自身结汇1216亿元人民币，售汇1618亿元人民币，结售汇逆差402亿元人民币。同期，银行代客远期结汇签约1411亿元人民币，远期售汇签约817亿元人民币，远期净结汇594亿元人民币。截至7月末，远期累计未到期结汇5710亿元人民币，未到期售汇4645亿元人民币，未到期净结汇1065亿元人民币；未到期期权Delta净敞口-3164亿元人民币。 2020年1-7月，银行累计结汇79093亿元人民币，累计售汇73739亿元人民币，累计结售汇顺差5353亿元人民币；按美元计值，银行累计结汇11256亿美元，累计售汇10496亿美元，累计结售汇顺差760亿美元。其中，银行代客累计结汇67812亿元人民币，累计售汇64093亿元人民币，累计结售汇顺差3719亿元人民币；银行自身累计结汇11280亿元人民币，累计售汇9646亿元人民币，累计结售汇顺差1634亿元人民币。同期，银行代客累计远期结汇签约9451亿元人民币，累计远期售汇签约4753亿元人民币，累计远期净结汇4698亿元人民币。 2020年7月，银行代客涉外收入27173亿元人民币，对外付款27315亿元人民币，涉外收付款逆差142亿元人民币。2020年1-7月，银行代客累计涉外收入162432亿元人民币，累计对外付款161733亿元人民币，累计涉外收付款顺差698亿元人民币。 按美元计值，2020年7月，银行代客涉外收入3877亿美元，对外付款3897亿美元，涉外收付款逆差20亿美元。2020年1-7月，银行代客累计涉外收入23112亿美元，累计对外付款23014亿美元，累计涉外收付款顺差97亿美元。 国家外汇管理局根据最新获得的数据，修订了2020年1-6月涉外收付款数据，并通过国家外汇管理局官方网站“统计数据”栏目公布。 附：名词解释和相关说明 国际收支是指我国居民与非居民间发生的一切经济交易。 银行结售汇是指银行为客户及其自身办理的结汇和售汇业务，包括远期结售汇履约和期权行权数据，不包括银行间外汇市场交易数据。银行结售汇统计时点为人民币与外汇兑换行为发生时。其中，结汇是指外汇所有者将外汇卖给外汇指定银行，售汇是指外汇指定银行将外汇卖给外汇使用者。结售汇差额是结汇与售汇的轧差数。银行结售汇形成的差额将通过银行在银行间外汇市场买卖平盘，是引起我国外汇储备变化的主要来源之一，但其不等于同期外汇储备的增减额。 银行结售汇不按居民与非居民交易的原则进行统计，且其仅包括银行与客户及其自身之间发生的本外币买卖，即人民币和外汇的兑换交易，不同于国际收支交易的统计范围。 远期结售汇签约是指银行与客户协商签订远期结汇（售汇）合同，约定将来办理结汇（售汇）的外汇币种、金额、汇率和期限；到期外汇收入（支出）发生时，即按照远期结汇（售汇）合同订明的币种、金额、汇率办理结汇（售汇）。远期结售汇业务使得企业可提前锁定未来结汇或售汇的汇率，从而有效规避人民币汇率变动的风险。银行一般会通过银行间外汇市场来对冲远期结售汇业务形成的风险敞口。比如，当银行签订的远期结汇大于远期售汇时，银行一般会将同等金额的外汇提前在银行间外汇市场卖出，反之亦然。因而远期结售汇也是影响我国外汇储备变化的一个因素。 远期结售汇平仓是指客户因真实需求背景发生变更、无法履行资金交割义务，对原交易反向平盘，了结部分或全部远期头寸的行为。 远期结售汇展期是指客户因真实需求背景发生变更，调整原交易交割时间的行为。 本期末远期结售汇累计未到期额是指银行与客户签订的远期结汇和售汇合同在本期末仍未到期的余额；差额是指未到期远期结汇和售汇余额之差。签约额与累计未到期额之间的关系为：本期末远期结售汇累计未到期额=上期末远期结售汇累计未到期额+本期远期结售汇签约额-本期远期结售汇履约额-本期远期结售汇平仓额。 未到期期权Delta净敞口是指银行对客户办理的期权业务在本期末累计未到期合约所隐含的即期汇率风险敞口。银行为管理这部分风险敞口，在期权合约存续期间通常会在外汇市场进行对冲。 银行代客涉外收付款是指境内非银行居民机构和个人（统称非银行部门）通过境内银行与非居民机构和个人之间发生的收付款，不包括现钞收付和银行自身涉外收付款。具体包括：非银行部门和非居民之间通过境内银行发生的跨境收付款（包括外汇和人民币），以及非银行部门和非居民之间通过境内银行发生的境内收付款（暂不包括境内居民个人与境内非居民个人之间发生的人民币收付款），统计时点为客户在境内银行办理涉外收付款时。其中，银行代客涉外收入是指非银行部门通过境内银行从非居民收入的款项，银行代客对外支出是指非银行部门通过境内银行向非居民支付的款项。 银行代客涉外收付款是国际收支统计的组成部分，但其统计原则与国际收支采用的权责发生制原则不同，采用资金收付制原则，且其仅反映境内非银行部门与非居民之间的资金流动状况，不能反映实物交易和银行自身的涉外交易，统计范围小于国际收支统计。 2020-08-21/safe/2020/0820/16926.html
-
日前，国家外汇管理局公布了2020年7月份银行结售汇和银行代客涉外收付款数据。国家外汇管理局副局长、新闻发言人王春英就2020年7月份外汇收支形势回答了记者提问。 问：2020年7月份我国外汇收支形势有何变化？ 答：7月份我国外汇市场运行总体平稳，外汇市场供求保持基本平衡。一是银行结售汇逆差25亿美元，主要受季节性分红派息较为集中的影响，但逆差规模同比收窄59%。综合考虑境外机构在银行间外汇市场的外汇买卖、银行外汇头寸变动等因素，外汇市场供求总体平衡。二是非银行部门涉外收支基本平衡。7月，企业、个人等非银行部门涉外收支逆差20亿美元。三是外汇储备规模稳中有升。7月末，我国外汇储备余额为31544亿美元，较6月末增加421亿美元，连续4个月正增长。 市场主体交易理性有序，主要渠道资金流动总体稳定。首先，市场主体结汇意愿积极、购汇意愿保持平稳。7月，衡量结汇意愿的结汇率，也就是客户向银行卖出外汇与客户涉外外汇收入之比为64%，环比提升7个百分点；衡量购汇意愿的售汇率，也就是客户从银行买汇与客户涉外外汇支出之比为66%，环比基本持平。其次，主要渠道跨境资金流入稳中有增。7月，货物贸易跨境收支顺差同比增长12%，外资净增持境内上市股票和债券规模同比增加1.4倍，外国来华直接投资和我国对外直接投资相关资金流动保持总体稳定。 当前，国内本土疫情基本得到控制和阻断，国民经济运行保持稳定恢复态势，为外汇市场稳定提供了坚实基础。未来，外部环境仍然复杂严峻，不稳定不确定因素较大，但我国经济的韧性和潜力巨大，以国内大循环为主体、国内国际双循环相互促进的新发展格局将加快形成，有利于继续为我国外汇市场健康平稳运行提供支撑。 2020-08-21/safe/2020/0821/16944.html
-
近日，为精准服务辖内中小微涉外企业，外汇局北仑支局组织了“精准服务中小微企业”政策宣讲会。北仑支局工作人员系统梳理了与企业日常经营活动密切相关的各项贸易投资便利化措施，帮助企业更好地理解与运用外汇管理政策。 2020-08-24/ningbo/2020/0824/1433.html