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银行代客涉外收付款数据时间序列 2026年银行代客涉外收付款数据（分地区） 2025年银行代客涉外收付款数据（分地区） 2024年银行代客涉外收付款数据（分地区） 2023年银行代客涉外收付款数据（分地区） 2022年银行代客涉外收付款数据（分地区） 2021年银行代客涉外收付款数据（分地区） 2020年银行代客涉外收付款数据（分地区） 2026-06-18/qinghai/2026/0618/2018.html
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尊敬的何立峰副总理、陈吉宁书记、人民银行原行长周小川先生、龚正市长，尊敬的各位来宾： 大家好！ 刚才，何立峰副总理的讲话对于我们准确把握国内外经济金融形势的变化，做好防风险、强监管、促高质量发展重点工作，具有重要的指导意义。陈吉宁书记对加快建设上海国际金融中心的重点方向和任务作出工作安排。我们将认真贯彻落实。 非常感谢上海市委、市政府对金融事业和人民银行的关心和支持。经过多年的努力，陆家嘴论坛的国际影响力和市场传播力不断提升。借此机会，首先我报告几项人民银行即将出台的政策举措。 一是完善短端利率调控机制。在2024年6月的陆家嘴论坛上，我报告了改革完善货币政策框架的一些考虑，包括明确7天期逆回购操作利率为主要政策利率，适度收窄利率走廊的宽度等。在实践中，7天期逆回购操作利率较好地发挥了市场定价锚的作用，向市场利率的传导有效，短端利率波动性逐步降低。 为进一步推动货币政策框架向价格型转型，增强短端利率调控的精准性和有效性，人民银行将对利率调控机制进行进一步探索和优化： 一方面，在2024年7月设立临时隔夜正/逆回购工具的基础上，完善工具使用机制，并将操作利率调整为7天期逆回购操作利率加、减25个基点，区间由70个基点收窄为50个基点。另一方面，进一步丰富公开市场操作工具箱，适时增加隔夜逆回购操作品种，更好地匹配银行体系短期的流动性需求。 二是创设境外央行回购工具。近年来，境外央行等海外投资者踊跃进入中国债券市场，相应的流动性管理需求也在上升。为此，我们兼顾国内操作实践与国际主流方式，设立境外央行类机构回购工具，包括境外央行或货币当局、国际金融组织、主权财富基金，都可以用中国国债等高等级债券回购的方式，从人民银行获得人民币流动性，便利境外央行类机构的人民币流动性管理和人民币资产配置。 三是在上海自贸区开展离岸人民币外汇交易试点。为推动外汇市场双向开放，促进在岸和离岸市场融合，助力上海打造人民币资产全球配置中心和风险管理中心，我们将授权工行、农行、中行、建行、交行、中信等6家银行，利用中国外汇交易中心平台在上海自贸区开展离岸人民币外汇交易。未来，我们将根据试点情况，进一步推动离岸人民币外汇交易市场发展。 四是研究设立特定情景非银流动性支持宏观审慎工具。2024年9月，人民银行会同证监会创设两项支持资本市场工具，建立了中央银行向非银机构和资本市场的流动性供给渠道，发挥了积极的作用。在此基础上，我们继续研究政策工具，当债券等市场出现系统性压力，正常流动性渠道受阻，机构群体性面临流动性危机且可能引发系统性风险时，通过互换方式向非银机构提供紧急流动性。 机制设计将综合权衡维护金融市场稳定运行和防范金融市场道德风险。“特定情景”意味着该机制不是对非银金融机构的常态化流动性供给；“防范金融市场道德风险”意味着非银机构与央行操作必须满足宏观审慎要求，还要提供高等级抵押品。 五是会同上海市政府和有关部门出台《上海国际金融中心发展离岸金融行动方案》。我们将逐步健全适应离岸金融的业务规则、风险管理、营商环境等制度体系，稳妥推进自贸离岸债、离岸贸易金融服务、国际财资中心等离岸金融业务，支持上海率先构建与国际金融中心相匹配的离岸金融业务体系。 六是银行间市场数据报告库正式挂牌。通过集中收集交易、托管、结算等数据信息，提升对金融市场的穿透监测能力，服务于监管，服务于市场。 此外，去年宣布设立的上海数字人民币国际运营中心已全面投入运营，数字人民币跨境结算综合服务平台（数币达 CBETS）也已正式上线。 论坛期间，我们正在上海世博展览馆举办中国国际金融展，展示中国金融创新发展、科技赋能的成果和进展，欢迎大家前往参观。 上海是中国金融市场的发源地，是中国金融要素最聚集、金融市场最发达的地方，见证了中国金融改革开放和金融市场成长的历程。 下面，我以“中国金融结构的变迁和金融市场现代化”为主题，与大家做一个交流。 一、关于中国金融结构的变迁 金融结构有很多衡量的维度，融资结构是其中最重要的维度。长期以来，中国的金融结构由银行贷款主导，金融市场的规模较小。近年来，以银行贷款为主体的间接融资占比持续下降，包括债券、股票在内的直接融资占比稳步上升，金融结构正在发生深刻的变化。 从增量看，过去新增间接融资占比长期在80%以上。2025年的社会融资规模增量中，贷款占比45%；债券和股票融资合计占比47%，首次超过贷款。 从存量看，上世纪90年代，间接融资在社会融资规模存量中的占比接近100%；2025年末，间接融资占比降至2/3左右，直接融资占比上升到1/3左右。 从资金投向看，近十年来，房地产、基建新增贷款占比由60%以上，降至10%左右；金融“五篇大文章”领域的新增贷款占比，升至70%以上。过去几年，科技型中小企业贷款增速保持在20%左右。债券市场“科技板”落地一年多来，科创债券累计发行约3万亿元。A股上市的“专精特新”企业达到2000多家。2025年，A股科创板、创业板、北交所合计市值上涨了近50%，加上沪深主板中的科技板块，科技创新对去年A股总市值增长的直接贡献度超过60%。 从一个较长的时间区间看，中国金融结构的变迁，根本上反映了经济结构的深度调整和经济增长动能的新旧转换，金融体系与产业结构转型升级的动态适配，以及金融供给侧结构性改革的持续深化，是长期性、趋势性的变化。 从经济发展阶段看，我国经济已从高速增长转向高质量发展，相应地，金融对经济的服务更多体现在结构优化上，而不是宏观金融总量的持续扩张上。 目前，我国社会融资规模存量超过450万亿元，M2余额超过350万亿元，总量规模已经很大。当前280万亿元的贷款余额中，房地产、地方融资平台的贷款占比仍然较大，这一块不仅不再增长，反而还在下降。剩下的其他贷款要先填补上这个下降的部分，才能表现为增量，全部信贷要保持过去的增速是很难的，也是没有必要的。同时，部分存量贷款效率不高，盘活低效存量贷款和新增贷款对经济增长的意义本质上是相同的。贷款“降速提质”或将成为宏观运行的新常态之一。 从产业转型升级看，过去较长时期我国经济增长主要依靠房地产、基础设施建设及相关传统制造业拉动，这些行业投资规模大、建设周期长、抵押物充足，天然具有较强的中长期贷款需求，经济增长因而呈现明显的信贷密集型和债务密集型特征。 近年来，科技创新、高端制造、绿色低碳等新兴产业蓬勃发展。相比传统产业，这些产业具有研发投入大、风险和不确定性较高、投资周期长等特点，企业资产形态也由土地、厂房、设备更多转向技术、数据、品牌和人力资本，轻资产行业一般对应低负债，单位经济增长所需的银行贷款相应下降。在经济走向高质量发展时期，这一变化也将成为常态，要逐步适应。 特别是科技创新活动复杂多元，科技型企业一般会经历种子期、初创期、成长期、成熟期不同的成长阶段，他们的风险特征和金融需求有着很大的差异，需要适配丰富多样的金融市场和金融生态。在科技型企业成长的早期，主要从事前期研发，商业前景不明朗，积极、活跃的私募股权融资、风险投资（VC）、创业投资是非常重要的参与者；在科技型企业成长的中后期，商业化模式逐渐成熟，可以通过银行贷款、债券、股权等多渠道融资。 要围绕实体经济和科技创新的融资需求，推动直接融资与间接融资协调发展，既发挥金融市场风险共担和资源配置功能，也要优化银行信贷结构，做好金融“五篇大文章”，形成与中国经济结构和产业升级相适配的融资体系。 从金融自身发展看，衡量一个国家的金融竞争力和国际金融中心影响力，传统金融机构的规模固然是一个重要指标，金融市场的发达程度、金融市场的辐射能力、金融市场的业态丰富性更加重要。从这一维度看，目前我国金融体系以银行为主的特征仍然比较突出，需要进一步丰富金融市场的业态，提升金融市场的深度和广度，为境内外投资者提供丰富、安全、流动性强的金融资产。在经济结构转型背景下，加快发展金融市场，也是金融业自身转型和高质量发展的必然要求。 二、关于金融市场现代化建设的几点思考 金融市场现代化是中国经济体制改革的重要组成部分，是中国改革开放的生动缩影。三十多年来，特别是党的十八大以来，中国金融市场逐步从最初以信贷市场为主，发展成为包括股票、债券、货币、黄金、票据、大宗商品、衍生品等各金融子市场协同发展、功能健全、种类完备的现代金融市场体系，有力助推了中国经济稳定增长、转型升级和高质量发展。 市场深度广度大幅提升，国际地位与影响力实现跨越式提升。股票市场，从上世纪90年代初上交所最开始的8只股票，到目前A股上市公司5500家，总市值超过110万亿元，位居全球第二。债券市场，从1997年银行间债券市场成立时余额不足5000亿元，到目前总规模突破200万亿元，稳居世界第二。外汇市场，从初期只开展少数货币交易，到覆盖全球主要经济体超40种外币，年交易量超42万亿美元。 发行、交易等市场化机制全面建立。利率、汇率市场化改革不断深化。中小板、创业板、科创板等多层次资本市场持续完善。证券交易所、中央国债公司、外汇交易中心、上海黄金交易所、上海清算所等金融市场基础设施体系基本建成，中国主要的金融市场基础设施基本都布局在上海。金融市场韧性增强，经受住了多轮次、高强度的外部冲击。 双向开放稳步推进，深度融入全球金融体系。放开外资金融机构准入，引入QFII、RQFII等长期境外资金，推出沪深港通、债券通、互换通、ETF互通等跨境互联互通机制。人民币债券、股票被纳入明晟（MSCI）、富时罗素、彭博巴克莱等全球主流指数，境外机构和个人持有境内人民币金融资产超过10万亿元人民币。 进一步建设现代化金融市场，是“十五五”时期的一项重要任务。站在新的历史起点，中国金融市场将坚持市场化、法治化、国际化的发展方向，持续建设规范、开放、有活力、有韧性的现代化金融市场。重点聚焦以下五个方向。 第一，建设和发展多类别、多层次的金融市场体系，进一步丰富金融市场业态。发展股权市场和债券市场“科技板”，健全金融市场产品体系，提升金融市场的包容性，满足不同发展阶段、不同规模、各类市场主体的多元化融资需求，提升金融支持科技创新的能力、强度和水平。推动中长期资金对股市、债市的投资力度。发展中国的财富管理市场，支持资管行业健康有序发展。促进绿色债券、可持续发展债券高质量发展。 第二，持续深化市场化改革，进一步发挥金融市场价格发现和资源配置作用。我国金融市场现代化的核心逻辑，就是充分发挥市场在金融资源配置中的决定性作用。推动金融市场基础设施互联互通，提高交易、结算效率，稳妥发展利率、汇率衍生品，促进市场流动性提升和价格形成。强化国债收益率曲线的基准作用，提升跨市场利率传导效率，为货币政策框架进一步转型创造良好条件。 第三，健全法治规则体系，进一步培育良好的市场生态。金融市场交易的本质是以契约为基础，优化法治环境、完善制度规则体系、培育良性市场生态至关重要。要进一步完善金融市场的基础性法律，推进金融市场发行交易、登记结算、税收等制度优化完善。持续探索违约处置有效路径。促进承销、评级、审计、法律服务等中介业态规范发展，严守职业操守，提升服务质量，强化金融市场运行的约束机制，确保金融市场交易及价格形成公平、公正、透明。 第四，完善金融市场宏观审慎管理框架和监管体系，进一步提升金融市场运行稳定性和韧性。金融市场的深化发展，会面临更为复杂的市场行为交互和预期博弈，风险跨市场传染等挑战可能增多。 我们将不断完善风险监测评估体系，增强对系统性风险的动态感知能力，丰富宏观审慎政策工具箱，阻断金融市场风险的累积和扩散。 多年来，人民银行在加强金融市场的宏观审慎管理方面，已经有了很多好的实践。外汇市场方面，有预期引导和透明、符合国际规则和实践的宏观审慎管理工具。 股票市场方面，近两年，人民银行会同证监会设立并完善支持资本市场稳定发展的货币政策工具，支持汇金公司发挥“类平准基金”作用。 债券市场方面，我们有杠杆水平、期限错配管理和窗口指导等工具。 刚刚宣布的特定情景下向非银机构提供流动性的工具，也是完善金融市场宏观审慎管理的一项具体举措。 同时，我们将落实强监管要求，加强监管协同，健全行政监管和自律管理功能互补的管理框架，严厉打击内幕交易、财务造假、利益输送等违法违规行为，对各类非法金融活动保持高压态势，维护金融市场秩序。 第五，稳步推进金融领域制度型开放，进一步提升中国金融市场的国际化水平。中国金融市场发展的经验表明，坚定不移地扩大开放，是实现金融高质量发展的强大推动力和重要保障，是进一步提升金融服务实体经济能力和国际竞争力的关键举措。 在岸市场开放方面，目前中国的股票、债券等金融市场已具有较高的开放水平，下一步将推动金融市场高水平双向开放，提升跨境投融资的便利性。持续优化债券通、互换通、QFII、RQFII机制和管理，推进境内外金融市场基础设施联通，为境外机构配置人民币资产提供便利渠道。建设并完善多渠道、广覆盖的跨境支付体系。稳步发展熊猫债市场。 离岸市场建设方面，除了刚才宣布的支持上海推进离岸金融发展、在上海开展离岸人民币交易、设立境外央行债券回购工具外，我们还将丰富离岸人民币债券、衍生品供给，支持香港建设全球离岸人民币业务枢纽，在境外形成有深度和活跃度的离岸人民币市场。 我们将加强开放条件下金融稳定保障体系和能力建设，守住不发生系统性风险的底线。 推进中国金融市场的现代化建设，需要各方共同努力、久久为功。人民银行将按照中央决策部署，继续与有关部门、金融界协同发力，加快建设结构合理的现代金融市场体系，支持上海国际金融中心建设。 最后，预祝本届陆家嘴论坛圆满成功，谢谢大家！ 2026-06-18/qinghai/2026/0618/2021.html
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支持上海先行先试发展离岸金融是以习近平同志为核心的党中央着眼中国式现代化全局作出的重大部署，是新发展阶段进一步增强上海国际金融中心全球竞争力和影响力的重要举措。为深入贯彻落实中央金融工作会议精神和党中央、国务院有关构建与上海国际金融中心相匹配的离岸金融体系要求，支持上海探索发展离岸金融，在更深层次、更宽领域推进金融高水平开放，制定本方案。 一、总体要求 以习近平新时代中国特色社会主义思想为指导，全面贯彻落实党的二十大和二十届历次全会精神，统筹金融发展和安全，坚持稳中求进工作总基调，推动金融发展全面对标国际高标准经贸规则，有序扩大规则、规制、管理、标准等制度型开放。在上海率先构建与上海国际金融中心相匹配的离岸金融体系，聚焦服务我国近年来逐渐形成的离岸经济金融需求，为“走出去”企业打造安全可靠的“金融避风港”，为全球其他国家和地区企业提供安全可靠优质的离岸金融，便利跨国公司全球配置资源，更好服务推进人民币国际化，更好满足建设强大的国际金融中心和金融强国的需要。 到2027年末，初步建立适应离岸金融业务的业务规则、风险管理和处置、营商环境等制度体系，立足数字化前沿开展离岸金融业务探索，更好服务企业“走出去”；到2030年末，逐步形成相对成熟的离岸金融制度和法治体系，为我国企业国际投资和贸易持续开展提供安全可靠的金融服务，为在岸金融体系改革开展测试，有力支持打造人民币资产全球配置功能和风险管理功能；到2035年末，成为离岸、在岸高水平统筹协调发展的战略枢纽，引领国家金融高水平开放和高质量发展。 二、支持在浦东新区开展离岸金融先行先试 稳妥有序在浦东新区开展离岸金融试点，持续增强社会主义现代化建设引领区全球金融资源配置功能。试点通过“物理集聚”“主体限定”“账户隔离”等方式探索离岸金融适度集聚和有效隔离，更好集聚全球优质金融要素和资源，支持我国“走出去”企业海外分（子）公司以及共建“一带一路”国家和地区优质企业等境外企业主体使用离岸金融服务，满足其在支付结算、资金汇兑、投资融资、保险保障、资产管理等方面的多元化需求。鼓励上海市制定企业获得离岸金融服务的标准、流程和监管办法。研究设立离岸银行等离岸金融机构的可行性。 三、资金流动与账户管理 支持银行业金融机构依托自由贸易账户（FT账户），为符合条件的企业主体开展离岸贸易、离岸租赁、离岸航运、全球财资管理等特定离岸业务提供金融服务。支持上海自贸试验区分账核算单元（FTU）在专项额度内投资自贸离岸债。按照“一线放开、二线管住、交易留痕、风险可控”原则，优化离岸金融跨境资金管理。发挥好现有离岸账户（OSA账户）作用，有效推进离岸金融服务提质增效。 四、数字化应用 依托数字人民币国际运营中心，在安全可控前提下建设和运营数字人民币跨境、离岸和区块链基础设施，稳妥推进与境外金融基础设施的互联互通，稳步促进数字人民币在离岸业务中的应用和场景拓展。 五、离岸金融业务 支持浦东发展人民币离岸交易、跨境贸易结算和海外融资服务，根据实际需求和风险情况，按照“成熟一类、实施一类”的原则小切口稳步探索离岸金融试点业务。初期优先发展具备一定基础的离岸金融业务，首批试点业务包括离岸贸易金融服务、自贸离岸债、离岸再保险、财资中心资金运营、离岸人民币外汇交易、非居民个人金融服务等。根据试点情况，逐步拓展新的试点业务。不断丰富离岸人民币产品和服务供给，提升市场活跃度。试点业务需履行国际收支申报义务、金融账户涉税信息尽职调查和信息报送义务。具体类别试点业务由业务主管部门出台细则予以明确。 （一）优化提升离岸贸易金融服务。支持上海自贸试验区临港新片区离岸贸易金融服务综合改革试点扩围。支持全球优质贸易商设立离岸贸易专业公司，为其开展离岸贸易提供资金支付、结算、融资等金融服务。支持“跨境通”“离岸通”等平台进一步整合全球海关、物流等数据，为离岸贸易金融服务提供支撑。优先发展基于大宗商品交易等具备一定基础的离岸贸易金融服务，适时将离岸贸易金融服务管理模式扩大到更多的贸易业务场景。 （二）高质量发展自贸离岸债。在遵循“两头在外”原则和对标国际良好实践基础上，加快推进自贸离岸债高质量发展，进一步拓宽“走出去”企业及共建“一带一路”国家和地区等优质企业的投融资渠道。设置上海自贸试验区分账核算单元投资自贸离岸债专项额度，推动市场扩容增量。 （三）有序发展离岸再保险。支持符合条件的再保险专营机构将归集的国际分入资金依法依规办理再保险保费境外投资及赔款收付结算等，开展跨境再保险分入业务收入境外投资便利化试点。 （四）积极支持财资中心建设。支持上海市开展跨国公司财资中心试点，鼓励跨国公司设立国际财资中心。按照“一线放开、二线管住”原则，制定配套资金运营管理政策，支持财资中心归集海外资金，强化风险管理，便捷高效实现跨国公司全球资金管理和使用。鼓励上海市对财资中心给予配套扶持。 （五）支持发展人民币离岸交易。支持符合条件的商业银行开展上海自贸试验区离岸人民币外汇交易业务。支持外汇交易中心提升离岸外汇交易服务能力，推动人民币对非美货币直接交易发展。依托外汇交易中心平台，汇聚全球外币对、外币货币等外币市场流动性，增强国际资本配置功能。建立健全配套政策和人才服务机制，保障支持外汇交易中心离岸外汇业务发展。 （六）便利非居民个人金融服务。支持在东方枢纽国际商务合作区等区域为非居民个人提供金融服务，合理布局零售业务网点，优化账户开立和办卡流程，更好满足非居民个人的商务往来、日常消费等场景的支付结算等金融需求。根据试点情况，稳步拓展面向非居民个人的离岸财富管理、全球资产配置等专业化金融产品与服务供给。 （七）条件成熟后适时全面探索发展离岸金融业务。探索优化完善离岸信贷业务模式，不断丰富离岸银行业务产品和服务。研究探索开展离岸金融资产转让业务可行性。探索发展离岸资产管理业务，支持各类资产管理机构开发设计符合客户需要和国际通行合规要求的资管产品，开展境外资产配置。研究探索稳妥有序发展家族信托、家族办公室等业务，打造离岸财富管理高地。 六、离岸金融法律制度体系 中国人民银行、金融监管总局、中国证监会、国家外汇局等中央金融管理部门根据离岸金融发展需要，研究依法制定离岸金融业务制度和规则，分层分类逐步建立健全业务开展指导性规定。上海市可运用浦东新区法规立法授权，在中央金融管理部门等支持下，研究制定离岸金融领域配套规则，并完善与离岸金融发展相适应的仲裁规则。凡涉及暂时调整或暂停实施现行法律或行政法规的，按法定程序经全国人大及其常委会或国务院授权后实施。指导相关主体建立离岸金融自律机制，促进离岸金融试点业务稳慎有序开展。 七、离岸金融监管和风险防控 （一）全面加强金融监管。统筹兼顾离岸金融发展和安全，强化机构监管、行为监管、功能监管、穿透式监管、持续监管。中央金融管理部门依法对离岸金融业务实施管理，并与上海市建立健全常态化协调机制，根据试点情况健全完善离岸金融业务管理。上海市人民政府定期向中央金融管理部门报送离岸金融业务开展情况和试点重要情况，并抄送国家发展改革委、财政部等宏观经济管理部门。 （二）加强资金流动监测预警。加强资金交易监测预警，防止出现资金空转和监管套利，对异常资金流动实施协同管理。在极端特定风险场景发生时，依法实施国际通用风险管理措施。 （三）建立离岸金融风险管理处置机制。中央金融管理部门依法对金融风险实施管理处置。上海市人民政府建立离岸金融风险监测和处置机制，依托上海金融风险监测预警平台加强对离岸业务的风险识别和监测预警，监管信息报送实施“一点化”统一申报。加强离岸金融机构在市场准入、风险管理等的协同联动，有效防范套利套汇、监管真空等风险隐患。根据监管职责分工情况，依法加强对违法违规金融活动的处罚。 八、统筹推进实施 （一）坚持和加强党的领导。坚持和加强党对离岸金融工作的领导。依托上海国际金融中心建设协调推进机制，加强对上海发展离岸金融的统筹指导。加强党的建设，以更高质量党建保障离岸金融各项改革举措推进落实。 （二）注重协同联动和整体推进。中央金融管理部门及国家发展改革委、财政部、商务部、海关总署、市场监管总局等部门做好授权、支持和配合，与上海市人民政府各相关部门加强整体统筹推进，形成政策合力，系统释放改革红利。根据试点情况，探索一体化推进商事、监管、法律服务等配套政策完善，打造最优金融发展环境。上海市人民政府及上海市浦东新区人民政府在相关发展资金中，按规定对离岸金融业务给予专项扶持。 （三）重大事项请示报告。上海市人民政府要切实承担起责任，统筹做好本行动方案推进实施，加强法治建设和风险防控。上海要注重做好与香港离岸金融发展的互学互鉴，实现两个国际金融中心的协同联动发展，共同维护国家经济金融安全和利益。推进过程中重大事项及时向党中央、国务院请示报告。 中国人民银行 国家发展改革委 金融监管总局 中国证监会 国家外汇局 上海市人民政府 2026年6月11日 2026-06-18/qinghai/2026/0618/2020.html
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近日，国家外汇管理局果洛藏族自治州分局联合辖内银行走进某公司生产一线，围绕金融外汇支持相关产业高质量发展开展专题调研。调研座谈中，企业创始人提出发展中遇到的困难，调研组现场解答疑问，明确业务办理所需材料及流程，提出解决措施，通过“政策指导+银行服务”双轮驱动，帮助企业打通出口环节的“最后一公里”。 下一步，果洛州分局将持续跟踪相关政策落地见效，建立“外汇局+银行+企业”常态化对接机制，助力辖内企业在更广阔的市场绽放光彩。 2026-06-18/qinghai/2026/0618/2017.html
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近日，双鸭山市分局赴饶河营业管理部开展外汇业务难点问题专项研讨。调研组坚持问题导向，聚焦饶河边贸特色业务，全面梳理县域在外汇政策执行、企业外汇业务办理方面遇到的实际困难，重点排查政策传导“最后一公里”问题。针对发现的问题，调研组进一步明确解决方案与推进路径，切实有效推动县域外汇业务规范高效开展，支持县域涉外经济发展。 2026-06-09/heilongjiang/2026/0609/2884.html
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近日，为提升服务贸易外汇业务监管质效和风控水平，齐齐哈尔市分局组织辖内银行相关从业人员参加服务贸易事中事后监管培训，立足银行服务贸易尽职展业审核要点，结合服务贸易监测核查典型案例开展以案促学，帮助参训人员吃透业务难点、积累风控经验，进一步提升服务贸易监测核查的针对性和科学性。 2026-06-18/heilongjiang/2026/0618/2886.html
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服务外包项下总包方可以向分包方境内外汇划转费用吗？ 答：可以，根据《国家外汇管理局关于印发〈经常项目外汇业务指引（2020年版）〉的通知》（汇发﹝2020﹞14号）第五十条规定，办理下列服务贸易境内外汇划转业务的，由划付方银行按展业原则审核交易单证：（四）服务外包项下总包方向分包方划转相关费用。 2026-06-16/tianjin/2026/0616/3074.html
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近日，鹤岗市分局组织辖区8家金融机构召开汇率风险管理工作推进会议。会上，分局工作人员详细解读企业汇率风险管理相关政策，现场解答银行提出的疑难问题，鼓励支持银行为企业提供“一站式”、“全方位”的汇率风险管理、外汇业务办理等服务，切实提升银行跨境金融服务水平。 2026-06-12/heilongjiang/2026/0612/2885.html
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The 2026 National Foreign Exchange Administration Work Conference was convened in Beijing from January 5 to 6, 2026. The conference thoroughly studied and implemented the spirit of the Fourth Plenary Session of the 20th CPC Central Committee and the Central Economic Work Conference. It also reviewed the foreign exchange administration work in the year 2025, analyzed the current financial and foreign exchange situation,researched and made arrangements for the key tasks in 2026. Zhu Hexin, Secretary of the CPC Leadership Group of the State Administration of Foreign Exchange (the SAFE) and Administrator of the SAFE,delivered a work report. Members of the CPC SAFE Leadership Group and the Deputy Administrators attended the conference. The conference pointed out that in 2025, the SAFE earnestly implemented the decisions and arrangements of the CPC Central Committee and the State Council, considered both domestic and international imperatives, balanced development and security,strengthened the systematic integration of foreign exchange policies, enhanced the development and regulation of the foreign exchange market, and new achievements have been realized across the board. Firstly, the SAFE promoted the high-quality development of foreign exchange administration work through high-quality Party building. The SAFE thoroughly studied and implemented the spirit of General Secretary Xi Jinping's important speeches and important instructions, solidly carried out educational activities to thoroughly implement the central Party leadership's eight-point decision on conduct, further advanced full and strict governance over the Party, rigorously and solidly implemented the Central inspection rectification,and resolutely achieved the "Two Upholds". Secondly, the SAFE vigorously improved the quality and efficiency of foreign exchange services in supporting the real economy. The SAFE implemented a package of policies to support the stable development of foreign trade and deepen cross-border investment and financing reform. It also provided support for new trade format such as cross-border e-commerce, which handled over one billion online foreign exchange transactions,thereby contributing to the stability in foreign trade and foreign investment.Foreign exchange market development was deepened, effectively meeting foreign exchange needs, with market trading volume and hedging ratios among enterprises hitting historical highs. The SAFE effectively fulfilled the five major financial tasks by focusing on supporting sci-tech enterprises. Meanwhile, foreign exchange services for foreigners coming to China witnessed continuous optimization. The foreign exchange policy and foreign exchange ecosystem assessment mechanism was improved. Thirdly, the SAFE deepened and expanded reform and opening-up in the foreign exchange field. The SAFE improved the quality and promoted expansion of reform of the banks' foreign exchange operations,with relevant banks handling foreign exchange transactions totaling USD 440 billion based on customer instructions throughout the year.The SAFE advanced the opening of capital account, by rolling out the policy for the integrated capital pool for multinational companies’ domestic and foreign currencies nationwide,unifying the domestic and foreign currency fund management policies for overseas-listed domestic enterprises, and orderly issuing quotas for Qualified Domestic Institutional Investors (QDII). The SAFE actively supported the development of key regions,implemented a package of foreign exchange facilitation policies to bolster pilot free trade zones construction, jointly issued an action plan to further improve the facilitation of cross-border financial services in the Shanghai International Financial Center, and supported the special customs operations of the Hainan Free Trade Port. Fourthly, the SAFE strengthened full-coverage supervision of the foreign exchange field. Macro-prudential management and expectation guidance for cross-border capital flows were enhanced. The foreign exchange market withstood pressures and operated smoothly,demonstrating strong resilience and vitality. The SAFE also improved the in-process and ex-post supervision mechanism,and severely cracked down on illegal and irregular activities in the foreign exchange field,such as underground banks,handling more than 1,100 illegal and irregular cases in total. Fifthly, the SAFE continuously improve the management of foreign exchange reserves with Chinese characteristics,the reserves scale remained basically stable. The conference emphasized that in 2026, the foreign exchange administration work should be guided by Xi Jinping Thought on Socialism with Chinese Characteristics for a New Era, fully implement the spirit of the 20th CPC National Congress and the plenary sessions of the 20th CPC Central Committee, earnestly implement the decisions and arrangements of the Central Economic Work Conference and the Central Financial Work Conference. In accordance with the requirements of the National Financial System Work Conference, the SAFE will persist in seeking progress while maintaining stability, upgrading quality while boosting efficiency, better coordinate development and security,commit to establishing a "more convenient, more open, more secure and more intelligent" foreign exchange administration system and mechanism.The SAFE will promote in-depth reform and high-level opening-up in the foreign exchange field,effectively meet the foreign exchange needs for all types of entities, prevent and resolve external shock risks, and further strengthen in-process and ex-post supervision,strive to create a foreign exchange policy environment that is both flexible yet well-regulated, contribute foreign exchange strength to the successful launch and good start of the 15th Five-Year Plan. The conference outlined key tasks for foreign exchange administration in 2026. Firstly, the SAFE will strengthen Party's overall leadership on financial work and persistently promote full and strict governance over the Party. The SAFE will conscientiously implement the "First Agenda" system,consolidate and deepen the effectiveness of inspection and rectification,enhance the quality and efficiency of Party building across the system,build a strong contingent of cadres and talents, and further improve conduct, enforce discipline,and combat corruption with sustained efforts. Secondly, the SAFE will promote foreign exchange facilitation reforms,and strive to enhance vitality and impetus for high-quality development. Key measures include optimizing management of trade foreign exchange business, orderly expanding pilot programs for high-level opening-up of cross-border trade,increasing support for the development of new trade formats such as cross-border e-commerce, and improving management of corporate trade credit reporting. The SAFE will build an open, diversified, fully functional and competitively ordered foreign exchange market, support financial institutions in developing simple and user-friendly exchange rate hedging products, reduce the cost of exchange rate risk management for micro, small and medium-sized enterprises, and enhance the service capacity of foreign exchange market infrastructure. The SAFE will continue to effectively deliver on the five major financial tasks, expand the application scenarios of the cross-border financial services platforms, strengthen the transmission and evaluation of foreign exchange policies to improve the effectiveness of policy implementation. Thirdly, the SAFE will steadily advance high-level institutional opening-up in the foreign exchange field to facilitate multi-field cooperation for mutual benefit. The SAFE will steadily and orderly advance the reform of banks’ foreign exchange operations, guide already reformed banks to extend their practices to branches nationwide, steadily encourage more banks to launch reforms,and strengthen the integration of business reform with facilitation policies. The SAFE will introduce management policies for overseas lending and domestic foreign exchange loan funds, and implement the integrated cross-border capital pool management policy for multinational corporations’ domestic and foreign currencies nationwide. The SAFE will also strengthen integrated reform and innovation of foreign exchange policies in pilot free trade zones, support the construction of international financial centers in Shanghai and Hong Kong, as well as the development of the Hainan Free Trade Port and the Guangdong-Hong Kong-Macao Greater Bay Area. Fourthly, the SAFE will uphold bottom-line thinking, and reinforce the "breakwater and wavebarrier" for the foreign exchange market. The SAFE will intensify analysis and assessment of the foreign exchange situation, enhance macro-prudential management and expectations guidance in light of changing conditions, so as to maintain the stable and sound operation of the foreign exchange market. Fifthly, the SAFE will further consolidate and strengthen foreign exchange supervision,elevate the capacity and level of supervision under open conditions. The SAFE will enforce laws in a strict,standardized,impartial and civilized manner, deepen off-site supervisory capacity building, enhance analysis of abnormal channels and clues, strengthen supervision of trading behaviors in the foreign exchange market, and continue to crack down on illegal cross-border financial activities. Sixthly, the SAFE will ensure the safety, liquidity, and value preservation and appreciation of China's foreign exchange reserves assets. Seventhly, the SAFE will promote the amendment of the Regulations of the People's Republic of China on Foreign Exchange Administration, build a higher-standard international balance of payments statistics system,steadily explore the development of "Intelligent Foreign Exchange Administration", and enhance digitalization and intelligentization of foreign exchange administration. The responsible comrades of all departments, provincial branches,and subordinate units of the SAFE, as well as the responsible comrades of the discipline inspection and supervision team stationed in the SAFE, attended the conference. The relevant comrades from the Organization Department of the CPC Central Committee, the Office of the Central Financial and Economic Affairs Commission, the Office of the Central Financial Commission, the General Office of the State Council, and the Ministry of Finance were also present at the conference upon invitation. 2026-01-06/en/2026/0106/2387.html
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The 2026 National Foreign Exchange Administration Work Conference was convened in Beijing from January 5 to 6, 2026. The conference thoroughly studied and implemented the spirit of the Fourth Plenary Session of the 20th CPC Central Committee and the Central Economic Work Conference. It also reviewed the foreign exchange administration work in the year 2025, analyzed the current financial and foreign exchange situation,researched and made arrangements for the key tasks in 2026. Zhu Hexin, Secretary of the CPC Leadership Group of the State Administration of Foreign Exchange (the SAFE) and Administrator of the SAFE,delivered a work report. Members of the CPC SAFE Leadership Group and the Deputy Administrators attended the conference. The conference pointed out that in 2025, the SAFE earnestly implemented the decisions and arrangements of the CPC Central Committee and the State Council, considered both domestic and international imperatives, balanced development and security,strengthened the systematic integration of foreign exchange policies, enhanced the development and regulation of the foreign exchange market, and new achievements have been realized across the board. Firstly, the SAFE promoted the high-quality development of foreign exchange administration work through high-quality Party building. The SAFE thoroughly studied and implemented the spirit of General Secretary Xi Jinping's important speeches and important instructions, solidly carried out educational activities to thoroughly implement the central Party leadership's eight-point decision on conduct, further advanced full and strict governance over the Party, rigorously and solidly implemented the Central inspection rectification,and resolutely achieved the "Two Upholds". Secondly, the SAFE vigorously improved the quality and efficiency of foreign exchange services in supporting the real economy. The SAFE implemented a package of policies to support the stable development of foreign trade and deepen cross-border investment and financing reform. It also provided support for new trade format such as cross-border e-commerce, which handled over one billion online foreign exchange transactions,thereby contributing to the stability in foreign trade and foreign investment.Foreign exchange market development was deepened, effectively meeting foreign exchange needs, with market trading volume and hedging ratios among enterprises hitting historical highs. The SAFE effectively fulfilled the five major financial tasks by focusing on supporting sci-tech enterprises. Meanwhile, foreign exchange services for foreigners coming to China witnessed continuous optimization. The foreign exchange policy and foreign exchange ecosystem assessment mechanism was improved. Thirdly, the SAFE deepened and expanded reform and opening-up in the foreign exchange field. The SAFE improved the quality and promoted expansion of reform of the banks' foreign exchange operations,with relevant banks handling foreign exchange transactions totaling USD 440 billion based on customer instructions throughout the year.The SAFE advanced the opening of capital account, by rolling out the policy for the integrated capital pool for multinational companies’ domestic and foreign currencies nationwide,unifying the domestic and foreign currency fund management policies for overseas-listed domestic enterprises, and orderly issuing quotas for Qualified Domestic Institutional Investors (QDII). The SAFE actively supported the development of key regions,implemented a package of foreign exchange facilitation policies to bolster pilot free trade zones construction, jointly issued an action plan to further improve the facilitation of cross-border financial services in the Shanghai International Financial Center, and supported the special customs operations of the Hainan Free Trade Port. Fourthly, the SAFE strengthened full-coverage supervision of the foreign exchange field. Macro-prudential management and expectation guidance for cross-border capital flows were enhanced. The foreign exchange market withstood pressures and operated smoothly,demonstrating strong resilience and vitality. The SAFE also improved the in-process and ex-post supervision mechanism,and severely cracked down on illegal and irregular activities in the foreign exchange field,such as underground banks,handling more than 1,100 illegal and irregular cases in total. Fifthly, the SAFE continuously improve the management of foreign exchange reserves with Chinese characteristics,the reserves scale remained basically stable. The conference emphasized that in 2026, the foreign exchange administration work should be guided by Xi Jinping Thought on Socialism with Chinese Characteristics for a New Era, fully implement the spirit of the 20th CPC National Congress and the plenary sessions of the 20th CPC Central Committee, earnestly implement the decisions and arrangements of the Central Economic Work Conference and the Central Financial Work Conference. In accordance with the requirements of the National Financial System Work Conference, the SAFE will persist in seeking progress while maintaining stability, upgrading quality while boosting efficiency, better coordinate development and security,commit to establishing a "more convenient, more open, more secure and more intelligent" foreign exchange administration system and mechanism.The SAFE will promote in-depth reform and high-level opening-up in the foreign exchange field,effectively meet the foreign exchange needs for all types of entities, prevent and resolve external shock risks, and further strengthen in-process and ex-post supervision,strive to create a foreign exchange policy environment that is both flexible yet well-regulated, contribute foreign exchange strength to the successful launch and good start of the 15th Five-Year Plan. The conference outlined key tasks for foreign exchange administration in 2026. Firstly, the SAFE will strengthen Party's overall leadership on financial work and persistently promote full and strict governance over the Party. The SAFE will conscientiously implement the "First Agenda" system,consolidate and deepen the effectiveness of inspection and rectification,enhance the quality and efficiency of Party building across the system,build a strong contingent of cadres and talents, and further improve conduct, enforce discipline,and combat corruption with sustained efforts. Secondly, the SAFE will promote foreign exchange facilitation reforms,and strive to enhance vitality and impetus for high-quality development. Key measures include optimizing management of trade foreign exchange business, orderly expanding pilot programs for high-level opening-up of cross-border trade,increasing support for the development of new trade formats such as cross-border e-commerce, and improving management of corporate trade credit reporting. The SAFE will build an open, diversified, fully functional and competitively ordered foreign exchange market, support financial institutions in developing simple and user-friendly exchange rate hedging products, reduce the cost of exchange rate risk management for micro, small and medium-sized enterprises, and enhance the service capacity of foreign exchange market infrastructure. The SAFE will continue to effectively deliver on the five major financial tasks, expand the application scenarios of the cross-border financial services platforms, strengthen the transmission and evaluation of foreign exchange policies to improve the effectiveness of policy implementation. Thirdly, the SAFE will steadily advance high-level institutional opening-up in the foreign exchange field to facilitate multi-field cooperation for mutual benefit. The SAFE will steadily and orderly advance the reform of banks’ foreign exchange operations, guide already reformed banks to extend their practices to branches nationwide, steadily encourage more banks to launch reforms,and strengthen the integration of business reform with facilitation policies. The SAFE will introduce management policies for overseas lending and domestic foreign exchange loan funds, and implement the integrated cross-border capital pool management policy for multinational corporations’ domestic and foreign currencies nationwide. The SAFE will also strengthen integrated reform and innovation of foreign exchange policies in pilot free trade zones, support the construction of international financial centers in Shanghai and Hong Kong, as well as the development of the Hainan Free Trade Port and the Guangdong-Hong Kong-Macao Greater Bay Area. Fourthly, the SAFE will uphold bottom-line thinking, and reinforce the "breakwater and wavebarrier" for the foreign exchange market. The SAFE will intensify analysis and assessment of the foreign exchange situation, enhance macro-prudential management and expectations guidance in light of changing conditions, so as to maintain the stable and sound operation of the foreign exchange market. Fifthly, the SAFE will further consolidate and strengthen foreign exchange supervision,elevate the capacity and level of supervision under open conditions. The SAFE will enforce laws in a strict,standardized,impartial and civilized manner, deepen off-site supervisory capacity building, enhance analysis of abnormal channels and clues, strengthen supervision of trading behaviors in the foreign exchange market, and continue to crack down on illegal cross-border financial activities. Sixthly, the SAFE will ensure the safety, liquidity, and value preservation and appreciation of China's foreign exchange reserves assets. Seventhly, the SAFE will promote the amendment of the Regulations of the People's Republic of China on Foreign Exchange Administration, build a higher-standard international balance of payments statistics system,steadily explore the development of "Intelligent Foreign Exchange Administration", and enhance digitalization and intelligentization of foreign exchange administration. The responsible comrades of all departments, provincial branches,and subordinate units of the SAFE, as well as the responsible comrades of the discipline inspection and supervision team stationed in the SAFE, attended the conference. The relevant comrades from the Organization Department of the CPC Central Committee, the Office of the Central Financial and Economic Affairs Commission, the Office of the Central Financial Commission, the General Office of the State Council, and the Ministry of Finance were also present at the conference upon invitation. 2026-01-06/en/2026/0106/2388.html